USDA Vs. FHA your options comparison in Killingly, Windham County, CT

As of 2025, the USDA loan maximum for Killingly, situated in Windham county, CT, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your choice of which program in aligns best with your financial situation.

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2025 Loan Limits and Down Payment Requirements in Killingly, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Killingly, CT

Lendersa® aims to efficiently secure you the best possible USDA or FHA loan, devoid of hassle. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Authority Mortgage
  • 4498 Driving Range Road, Corona, CA, 92883
  • Since 1992 we have been dedicated to helping families reach their Life Goals by utilizing their largest investment, their Home. What sets us apart, is our ability to unite our clients with options by arming you with the knowledge to make an educated decision. When we can help you make an informed decision
  • Stateline Funding Corporation
  • 1836 Willowbluff Drive, Corona, CA, 92883
  • Stateline Funding Corporation is a mortgage company that has been in business for 27 years. We help our clients successfully integrate their mortgage loan into their overall long term and short term financial and investmnet plans. With our unique client experience, we have created life long relationships that make our clients.
  • The Egleston Group
  • 10088 Greenhorn Court, Corona, CA, 92883
  • The Egleston Group offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"
  • Community Commerce Bank
  • 390 W. Foothill Blvd., Claremont, CA, 91711
  • Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business
  • Susana Rhoades Lending Team
  • 414 Yale Avenue, Claremont, CA, 91711
  • Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
  • Crescent Tree Corporation
  • 206 W Bonita Ave, Suite 2-N, Claremont, CA, 91711
  • Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"
  • Joel Hernandez
  • 277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
  • we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders