USDA Vs. FHA your options comparison in Killingly, Windham County, CT

As of 2026, the USDA loan maximum for Killingly, situated in Windham county, CT, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your choice of which program in aligns best with your financial situation.

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2026 Loan Limits and Down Payment Requirements in Killingly, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Killingly, CT

Lendersa® aims to efficiently secure you the best possible USDA or FHA loan, devoid of hassle. Choose one of three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Killingly Lenders

  • Northeastern Connecticut Healthcare Credit Union
  • 320 Pomfret Street, Putnam, CT, 06260
  • Lends in Connecticut
  • The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.

  • Putnam Bank
  • 40 Main St PO Box 151, Putnam, CT, 06260
  • Lends in Connecticut
  • We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult

  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • Lends in Connecticut
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.

  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Lends in Connecticut
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!