USDA Loan Vs. FHA loan for Chester, CT [Middlesex County Rates 2023]

In 2025, USDA loan limit in Chester, county of Middlesex, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chester, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 623-2633 132 miles Lender's profile and map Reviews OceanFirst Bank 975 Hooper Avenue, Toms River, NJ, 08753 OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
(800) 789-9293 132 miles Lender's profile and map Reviews New Jersey Mortgage Services 30 Main Street, Toms River, NJ, 08753 New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
(800) 542-7895 132 miles Lender's profile and map Reviews Family First Funding LLC 44 Washington Street, Suite 200, Toms River, NJ, 08753 Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
(800) 955-8965 132 miles Lender's profile and map Reviews OCEANSIDE MORTGAGE 55 Main St, Toms River, NJ, 08753 Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
(508) 275-9212 132 miles Lender's profile and map Reviews Nauset Mortgage 23 Brewster Cross Rd, Orleans, MA, 02653 Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
(603) 595-4400 132 miles Lender's profile and map Reviews Geosegment Systems 24 Front Street, Suite 203, Exeter, NH, 03833 Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
(800) 578-5024 132 miles Lender's profile and map Reviews One Credit Union 380 River Street, Springfield, VT, 05156 One Credit Union will help our members achieve their financial dreams. One Credit Union provides valued financial products with service that exceeds expectations at every stage of our member’s lives. At One CU, when you achieve your financial goals, then we achieve our goals, working together.
(800) 719-0708 134 miles Lender's profile and map Reviews Granite State Management & Resources 4 Barrell Court, Concord, NH, 03302 The New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. The NHHEAF Network aspires to be recognized as a capable, trusted, and innovative leader in educational loan services that enhance the promotion.
(908) 459-4121 134 miles Lender's profile and map Reviews First Hope Bank 1301 Hope Bridgeville Road, Hope, NJ, 07844 First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
(609) 874-7033 134 miles Lender's profile and map Reviews The Bank of Princeton 183 Bayard Lane, Princeton, NJ, 08540 Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
(609) 945-6200 134 miles Lender's profile and map Reviews Princeton Federal Credit Union 774 Alexander Road, Princeton, NJ, 08540 Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.