In 2025, the USDA loan limit for Chester in Middlesex, CT is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator is an essential tool for comparing today's optimal USDA versus FHA rates, and for determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you determine the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, free of hassle. Begin with any of the three starting points that lead to matching lenders and available USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, the USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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