FHA Vs. USDA loan program for Putnam, Windham County, Connecticut

In 2026, the USDA loan limit for Putnam, within Windham county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, preview USDA, FHA, Conforming, and VA options side by side, aiding in your decision of which financing program in best fits your financial status.

Exploring USDA and FHA Loan Options in Putnam, CT

Lendersa® aims to quickly secure you the best USDA or FHA loan without difficulty. You can choose from three different starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans necessitate no down payment at all.

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Putnam Lenders
(860) 928-2347 Lender's profile and map Northeastern Connecticut Healthcare Credit Union 320 Pomfret Street, Putnam, CT, 06260 Lends in Connecticut The Board of Directors of the Northeastern CT Healthcare Credit Union is comprised of 17 volunteers. These volunteers give numerous hours of their time over the course of the year with monthly meetings and attending education sessions. The current team have given more than 300 volunteers hours in the past 10 years.
(800) 377-4424 Lender's profile and map Putnam Bank 40 Main St PO Box 151, Putnam, CT, 06260 Lends in Connecticut We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
(860) 377-2341 Lender's profile and map NorthStar Home Loans, LLC 112 Main Street, Unit 11, Putnam, CT, 06260 Lends in Connecticut NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
(860) 928-6600 Lender's profile and map Polaris Mortgage Group, LLC 581 Riverside Drive, Thompson, CT, 06255 Lends in Connecticut Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!