USDA Vs. FHA your options comparison in Putnam, Windham County, CT

In 2025, the USDA loan limit for Putnam, within Windham county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, preview USDA, FHA, Conforming, and VA options side by side, aiding in your decision of which financing program in best fits your financial status.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Putnam, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Putnam, CT

Lendersa® aims to quickly secure you the best USDA or FHA loan without difficulty. You can choose from three different starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tressa Pope
  • 3500 W Olive Avenue, Suite 300, Burbank, CA, 91505
  • With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive: Professional advice and support in making your home financing decisions
  • Logix Federal Credit Union
  • 2340 Hollywood Way, Burbank, CA, 91505
  • Logix was founded as the Lockheed Aircraft Federal Credit Union in 1937, during the height of the Great Depression. As we grew, we were able to serve many more elements of our communities, to such an extent that Lockheed employees became only a small fraction of our membership. So in 2012, we changed our name to Logix.
  • National Home Preservation Center
  • 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
  • NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
  • UMe Credit Union
  • 3000 W. Magnolia Blvd, Burbank, CA, 91505
  • U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment). As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
  • The Mortgage Group
  • 4405 Riverside Drive, Suite 101, Burbank, CA, 91505
  • The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.
  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.