USDA Vs. FHA your options comparison in Ledyard, New London County, CT

In 2025, the USDA loan cap in Ledyard, New London county, CT is $336,500. For a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, helping you decide which option in suits your financial circumstances best.

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2025 Loan Limits and Down Payment Requirements in Ledyard, New London, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Ledyard, CT

Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with ease. Choose from these three options to find matching lenders and USDA programs:

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Details on USDA Loan in CT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is frequently called a USDA rural development loan or USDA mortgage, intended solely for properties in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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