USDA Loan Vs. FHA loan for Ledyard, CT [New London County ]

In 2025, the USDA loan cap in Ledyard, New London county, CT is $336,500. For a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to contrast current USDA and FHA rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, helping you decide which option in suits your financial circumstances best.

Available USDA and FHA Loan Options in Ledyard, CT

Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with ease. Choose from these three options to find matching lenders and USDA programs:

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Details on USDA Loan in CT

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is frequently called a USDA rural development loan or USDA mortgage, intended solely for properties in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.

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(860) 817-0294 Lender's profile and map Reviews Empire Home Loans 1880 Silas Deane Highway, Rocky Hill, CT, 06067 Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
(860) 263-6500 Lender's profile and map Reviews Connecticut Labor Department Federal Credit Union 200 Folly Brook Blvd, Wethersfield, CT, 06109 The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
(860) 563-2617 Lender's profile and map Reviews Dutch Point Credit Union 195 Silas Deane Highway, Wethersfield, CT, 06109 Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
(203) 859-8124 Lender's profile and map Reviews Welcome Home Mortgage, LLC 1331 Silas Deane Highway, Wethersfield, CT, 06109 We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
(860) 529-8628 Lender's profile and map Reviews Better Loan Society Inc 530 Silas Deane Hwy, Wethersfield, CT, 06109 At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.
000-000-0000 Lender's profile and map Reviews QuikFund, Inc 59 Dogwood Road, Wethersfield, CT, 06109 QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
(401) 737-6655 Lender's profile and map Reviews Advanced Mortgage Corp 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921 Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
(800) 223-1700 Lender's profile and map Reviews Home Loan Investment Bank 1 Home Loan Plaza, Warwick, RI, 02886 Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
(401) 562-1234 Lender's profile and map Reviews Wave Federal Credit Union 480 Greenwich Avenue, Warwick, RI, 02886 Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
(401) 739-4600 Lender's profile and map Reviews Greenwood Credit Union 2669 Post Road, Warwick, RI, 02886 Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
(401) 348-1367 Lender's profile and map Reviews THE WASHINGTON TRUST COMPANY 236 Centerville Road, Warwick, RI, 02886 Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.