USDA Vs. FHA Pro and Con comparison in Oxoboxo-River, New London County, CT

In 2026, the maximum USDA loan in Oxoboxo-River, located in New London county, CT, is $285,000, compared to an FHA cap of $356,362 for a single-family home.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates. Determine necessary income, credit score, reserves, and documentation. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your financial situation in Alabama.

Check out loan offers from a network of 100 lenders

2026 loan limits and down payment requirements for Oxoboxo-River, New London county, CT

Type of Loan Loan Maximum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan solutions in Oxoboxo-River, CT

Lendersa® aims to facilitate a quick and smooth process to get the best USDA or FHA loan available. Begin with one of three pathways that align with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in CT

A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BMIC Mortgage Inc
  • 5640 Nicholson Lane, Suite 210, Rockville, MD, 20852
  • BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique
  • American Capital Financial Group, LLC
  • 5010 Nicholson Lane, Suite 100, Rockville, MD, 20852
  • At American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home.
  • Infinity Financial Services, LLC
  • 11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852
  • Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.
  • Abel Commercial Funding, LLC
  • 11140 Rockville Pike, Suite 400, Rockville, MD, 20852
  • Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful
  • MVP Postal and Printing Federal Credit Union
  • 16501 Shady Grove Road, Gaithersburg, MD, 20898
  • We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
  • Howard University Employees Federal Credit Union
  • 525 Bryant Street NW, Room C-102, Washington, DC, 20059
  • Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
  • Geico Credit Union
  • 5260 Western Avenue, Chevy Chase, MD, 20815
  • Geico Credit Union offers savings, loans, mortgages, banking, and financial services. We're available to our members day and night. Our Help Center is here to assist you with any questions you may have. Our passion is empowering everyone to discover financial freedom. All we’re missing is you!
  • Congressional Bank
  • 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
  • Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
  • Patriot NTNL Mortgage Corporation
  • 260 Merrimac Court, Prince Frederick, MD, 20678
  • Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.