In 2025, the USDA loan limit in Waterford, in the county of New London, CT, is $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Analyze the income, credit, reserves, and required documents you need to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, assisting in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to help you secure an exemplary USDA or FHA loan quickly and effortlessly. Choose one of three starting options that lead to matching lenders and USDA loan schemes.
A USDA home loan, guaranteed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA mortgage demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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