USDA Vs. FHA Pro and Con comparison in Windham, Windham County, CT

For 2025, the USDA loan limit in Windham, situated in Windham County, CT, is $336,500. Meanwhile, the FHA limit for single-family homes stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to explore and compare today's best USDA and FHA rates. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you decide which option best suits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Windham, Windham, CT

Type of Loan Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Windham, CT

At Lendersa®, our aim is to help you secure the most advantageous USDA or FHA loan with speed and ease. Choose from one of three entry points to find matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in CT?

The USDA home loan, backed by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage. Available exclusively in rural regions, this loan requires no down payment, in contrast to FHA loans that necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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