For 2025, the USDA loan cap in East-Hampton, located in Middlesex, CT, is $310,000. Meanwhile, the FHA limit for a single-family house is $356,362.
Leverage the Lendersa® USDA loan calculator for a current comparison of USDA versus FHA rates. This tool highlights the necessary income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, guiding you to the optimal choice for your financial requirements in .
2025 Loan Limits and Down Payment Details in East-Hampton, Middlesex, CT
Loan Type
Loan Limit
Down Payment
USDA
$310,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in East-Hampton, CT
The intention of Lendersa® is to offer you the best available USDA or FHA loan efficiently and with ease. Start with one of three approaches that link you to suitable lenders and USDA program options.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, meant specifically for rural areas. Unlike FHA loans, which need a minimal down payment of 3.5%, USDA loans require no down payment at all.
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