USDA VS FHA in East-Hampton, Middlesex County, CT

For 2025, the USDA loan cap in East-Hampton, located in Middlesex, CT, is $310,000. Meanwhile, the FHA limit for a single-family house is $356,362.

Leverage the Lendersa® USDA loan calculator for a current comparison of USDA versus FHA rates. This tool highlights the necessary income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, guiding you to the optimal choice for your financial requirements in .

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2025 Loan Limits and Down Payment Details in East-Hampton, Middlesex, CT

Loan Type Loan Limit Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Hampton, CT

The intention of Lendersa® is to offer you the best available USDA or FHA loan efficiently and with ease. Start with one of three approaches that link you to suitable lenders and USDA program options.

Lendersa USDA loan application and matching results

Understanding USDA Loans in CT

The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, meant specifically for rural areas. Unlike FHA loans, which need a minimal down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Evergreen Home Loans
  • 1006 NE 3rd St, Suite B, McMinnville, OR, 97128
  • Evergreen Home Loans is a premier local mortgage lender. We originate, fund, and service loans for our direct mortgage customers and provide mortgage solutions for our business partners, banks and credit unions. We deliver on time and as promised® while providing a “WOW” experience for our customers and our Evergreen family of associates.
  • Get Assured Inc
  • 150 E. Olive Avenue, Burbank, CA, 91502
  • Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.
  • Pacific Financial Mortgage Group, Inc.
  • 113 W Linden Court, Burbank, CA, 91502
  • Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.
  • Capital City Industries, Inc.
  • 353 E Angeleno Ave, Suite A, Burbank, CA, 91502
  • "Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind. Our team structuring and strategic methods will have the home buying"
  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
  • The Loan Guys Corporation
  • 113 W Linden Court, Burbank, CA, 91502
  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
  • Metric Mortgage Corp
  • 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
  • Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
  • lendingBridge, Inc.
  • 221 W Alameda Ave, Suite 204, Burbank, CA, 91502
  • lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it
  • Farmers Insurance Federal Credit Union
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  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets. As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.