USDA Vs. FHA Pro and Con comparison in Lake-Pocotopaug, Middlesex County, CT
In 2025, the USDA loan threshold in Lake-Pocotopaug, within Middlesex county, CT, is set at $310,000, while the FHA cap is $356,362 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to differentiate today's top USDA and FHA rates. It evaluates the income, credit standing, reserves, and necessary documentation for eligibility. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best choice in for your financial situation.
Loan ceilings and down payment criteria for 2025 in Lake-Pocotopaug, Middlesex county, CT
Type of Loan
Loan Cap
Down Payment
USDA
$310,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan choices in Lake-Pocotopaug, CT
Lendersa® is dedicated to acquiring the most suitable USDA or FHA loans for you swiftly and without complications. Choose from three initial approaches designed to find matching lenders and relevant USDA loan programs.
The USDA home loan is guaranteed by the U.S. Department of Agriculture, sometimes known as the USDA rural development loan or USDA mortgage. It's only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
3 Dakota Drive, Suite 100, Lake Success, NY, 11042
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007
Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.
As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.
KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
