USDA Loan Vs. FHA loan pro & con for Harwinton, Litchfield County, CT

In 2025, USDA loan limit in Harwinton, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Harwinton, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(856) 678-6006 195 miles Lender's profile and map Reviews The Pennsville National Bank 170 South Broadway, Pennsville, NJ, 08070 We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.
(207) 893-2900 195 miles Lender's profile and map Reviews Homestead Mortgage Loans Inc. 840 Roosevelt Trail, Windham, ME, 04062 "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
(207) 893-8499 195 miles Lender's profile and map Reviews NORTHSTAR MORTGAGE GROUP LLC 625 Roosevelt Trail, Windham, ME, 04062 Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
(302) 658-6881 195 miles Lender's profile and map Reviews Artisans' Bank 2961 Centerville Road, Wilmington, DE, 19808 The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
(302) 597-7616 195 miles Lender's profile and map Reviews Southwind Mortgage Services 208 Bucktail Drive, Wilmington, DE, 19808 Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
(877) 773-6605 195 miles Lender's profile and map Reviews Ephrata National Bank 31 E. Main St, Ephrata, PA, 17522 Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
(607) 733-1304 196 miles Lender's profile and map Reviews Finger Lakes Health Care Federal Credit Union 519 Hart Street, Elmira, NY, 14905 Finger Lakes Health Care Federal Credit Union is a full service, federally insured financial institution serving health care employees and their families in the Elmira-Watkins Glen area. Founded in 1974 FLHC’s main offices are located on the campus of the Arnot Ogden Medical Center in Elmira, NY.
(609) 425-7785 196 miles Lender's profile and map Reviews Benchmark Mortgage 2572 Route 9, Ocean View, NJ, 08230 At Benchmark Mortgage we specialize in ALL areas of residential and commercial real estate financing. We offer mortgage programs suited for first time home buyers, the experienced property investor as well as builders and small business owners. We have access to short term construction and rehab loans.
(609) 780-1228 196 miles Lender's profile and map Reviews BREEZY MORTGAGE LLC 8 Dana Ave, Ocean View, NJ, 8230 Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(315) 253-2934 196 miles Lender's profile and map Reviews Auburn Community Federal Credit Union 65 Wright Circle, Auburn, NY, 13021 Auburn Community Federal Credit Union is owned by its members. Each member has equal standing in Auburn Community Federal Credit Union. This means that our credit union operates for and by our members. This eliminates the conflict of interest that’s present at big banks. Banks are owned by shareholders.
(856) 293-9480 197 miles Lender's profile and map Reviews Millville Savings and Loan Association 100 Albertson Street, Millville, NJ, 08332 In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
(856) 327-5755 197 miles Lender's profile and map Reviews Thunder Bolt Area Federal Credit Union 1601 Cedar Street, Millville, NJ, 08332 We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.