As of 2025, the USDA loan cap in Harwinton, situated in Litchfield, CT, is $336,500. For a single-family residence, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, identifying the necessary income, credit, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program for your financial requirements in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you swiftly find the best USDA or FHA loan without complications. Choose from three initial options that align you with lenders offering USDA loan programs.
USDA home loans, backed by the government via the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and are available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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