USDA Vs. FHA Pro and Con comparison in Torrington, Litchfield County, CT
For the year 2025, the USDA loan cap in the city of Torrington, located within Litchfield county, CT, stands at $336,500. In contrast, the limit for an FHA loan is $472,030 for a single-family residence.
Lendersa® provides a USDA loan calculator to compare current USDA and FHA rates, helping you assess the necessary income, credit, cash reserves, and paperwork to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to select the best option for your financial needs in .
2025 Loan Caps and Down Payment Necessities in Torrington, Litchfield County, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Torrington, CT
The mission of Lendersa® is to swiftly secure the most favorable USDA or FHA loans for you. You can begin at any of three points that connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the US Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which demand a down payment of 3.5%, the USDA loan requires no down payment.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
Failla Funding For over 20 years, me and my team have been committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your f
RJR Mortgage Company, LLC does not make any mortgage loan commitments or fund any mortgage loans. All loans are arranged through third party providers. RJR Mortgage Company LLCis affiliated with many lenders to offer a broad range of products with competitive pricing. Our executive has over 25 years of experience in the mortgage industry.
3974 Amboy Road, Suite 302, Staten Island, NY, 10308
"Fidelity First Mortgage has been in business since 1994. We have served the local community by providing a broad range of mortgage loan products for residential, condo, coop, multifamily, mixed use, and commercial properties.
We are a small firm. Because of that we provide the highest level of customer service,"
76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
"Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.
Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.
The Dedham Town Employees Federal Credit Union is dedicated to meeting the financial needs of its members while providing excellence in personalized service and offering innovative and comprehensive products and services. Safeguarding member investments and personal information is a top priority.
Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs.
We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
