For the year 2025, the USDA loan cap in the city of Torrington, located within Litchfield county, CT, stands at $336,500. In contrast, the limit for an FHA loan is $472,030 for a single-family residence.
Lendersa® provides a USDA loan calculator to compare current USDA and FHA rates, helping you assess the necessary income, credit, cash reserves, and paperwork to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to select the best option for your financial needs in .
2025 Loan Caps and Down Payment Necessities in Torrington, Litchfield County, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Torrington, CT
The mission of Lendersa® is to swiftly secure the most favorable USDA or FHA loans for you. You can begin at any of three points that connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the US Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which demand a down payment of 3.5%, the USDA loan requires no down payment.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
4164 Meridian Street, Suite 108, Bellingham, WA, 98226
Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.
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