USDA VS FHA in North-Stonington, New London County, CT
As of 2026, the USDA loan limit in North-Stonington, New London county, CT, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's USDA and FHA top rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, which helps in deciding which program in best fits your financial criteria.
2026 Loan Limits and Downpayment Requirements in North-Stonington, New London, CT
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in North-Stonington, CT
Lendersa®'s mission is to promptly provide you with an optimal USDA or FHA loan without any fuss. Choose from three starting methods that link you with compatible lenders and USDA loan offers.
The USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically available for rural regions. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Lawrence Memorial Hospital Employees Federal Credit Union was organized under the laws of the United States in 1959 as a federally regulated co-operative whose sole purpose is to render financial services to its membership. Therefore, we operate exclusively for the benefit of our members who have access to a full range of financial services.
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
