USDA Loan Vs. FHA loan pro & con for North-Stonington, New London County, CT

In 2025, USDA loan limit in North-Stonington, county of New London, CT is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Stonington, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(802) 362-4874 132 miles Lender's profile and map Reviews Kittredge Mortgage Corporation 123 Bonnet Street, Manchester, VT, 05254 "Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties. Kittredge Mortgage Corporation has always been adaptable to change."
(866) 786-6275 132 miles Lender's profile and map Reviews Sunmark Credit Union 1187 Troy Schenectady Road, Latham, NY, 12110 Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
(518) 782-1202 132 miles Lender's profile and map Reviews Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110 Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
(518) 495-0047 132 miles Lender's profile and map Reviews FREEDOM ONE FUNDING, INC 404 Troy Schenectady Rd, Latham, NY, 12110 Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
(518) 782-1855 132 miles Lender's profile and map Reviews Northeast Funding Services, Inc. 30 Century Hill Dr Suite 103, Latham, NY, 12110 Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
9735631581 132 miles Lender's profile and map Reviews INSPIRED HOLDINGS LLC 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004 YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
(888) 253-3121 132 miles Lender's profile and map Reviews Merchant Flow Financial 277 Fairfield Road, Fairfield, NJ, 07004 Merchant Flow Financial is a direct business funding company focused on providing both expertise and consultative strategies to business funding, equipment financing, real estate funding, investment property financing, bridge loans, investment capital, and so much more. We understand that the world of business is anything but simple and easy
(800) 273-3406 132 miles Lender's profile and map Reviews Kearny Bank 120 Passaic Ave, Fairfield, NJ, 07004 Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
(201) 571-3956 132 miles Lender's profile and map Reviews Lucid Mortgage 277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(973) 264-4924 132 miles Lender's profile and map Reviews FORWARD MORTGAGE, L.L.C. 277 Fairfield Road, Suite 105, Fairfield, NJ, 07004 "Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina. We update our mortgage rates daily so are always able to see current interest rates."
(201) 452-2708 132 miles Lender's profile and map Reviews HIGH QUALITY MORTGAGE, LLC 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004 High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.