USDA VS FHA in Pawcatuck, New London County, CT

In the year 2025, the USDA loan cap for Pawcatuck, located in New London, CT, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to find out which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Criteria in Pawcatuck, New London, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Pawcatuck, CT

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without hassle. Choose from three initial options that result in matches with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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