USDA VS FHA in Pawcatuck, New London County, CT

In the year 2026, the USDA loan cap for Pawcatuck, located in New London, CT, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to find out which program in best suits your financial needs.

Check loan offers from 100 lenders

2026 Loan Limits and Downpayment Criteria in Pawcatuck, New London, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Pawcatuck, CT

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan without hassle. Choose from three initial options that result in matches with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lanco Federal Credit Union
  • 349 West Roseville Road, Lancaster, PA, 17601
  • The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
  • Penn Home Mortgage
  • 255 Butler Avenue, Suite 300, Lancaster, PA, 17601
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Mortgage Craft
  • 1801 Lititz Pike, Lancaster, PA, 17601
  • While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601
  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
  • LMC HOME LOANS
  • 1794 Oregon Pike, Lancaster, PA, 17601
  • LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • MC Federal Credit Union
  • 390 Walnut Street, Danville, PA, 17821
  • MC Federal Credit Union has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. When we make money, it does not go to shareholders, it goes directly back to our members. As a result, MC Federal has industry leading dividends on deposit accounts. Our business plan is simple: Unbreakab
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.