For 2026, the USDA loan limit in Woodstock, located in Windham, CT, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to determine today's best USDA and FHA rates, and assess your qualification by examining the required income, credit, reserves, and documents. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The ambition of Lendersa® is to promptly provide you with the optimal USDA or FHA loan without difficulty. Start with any of the three options that connect you to lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan, is targeted at rural neighborhoods only. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not demand any down payment, enhancing accessibility for rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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