USDA Vs. FHA Pro and Con comparison in Thompson, Windham County, CT

In the year 2025, the USDA loan limit for a single-family home in Thompson, located within Windham, CT is set at $336,500. Meanwhile, the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator today to weigh the USDA against FHA rates and figure out your qualification requirements, including income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator allows you to simultaneously examine USDA, FHA, Conforming, and VA loan programs, providing clarity on which is best suited for your financial needs in .

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2025 Loan Limits and Down Payment Details in Thompson, Windham, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Thompson, CT

Lendersa® is committed to securing you an optimal USDA or FHA loan promptly and with minimal effort. Choose from three initial paths to find matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CT

The USDA home loan, guaranteed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Contrary to FHA loans, which need at least a 3.5% down payment, the USDA mortgage doesn’t require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Southern Colorado Community Lending, LLC
  • 1241 East Routt Ave, Pueblo, CO, 81004
  • NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
  • Century Savings and Loan Association
  • 233 East Main St, Trinidad, CO, 81082
  • Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
  • The First National Bank in Trinidad
  • 100 E. Main St, Trinidad, CO, 81082
  • The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.
  • The First National Bank of Eldorado
  • 100 SW Main, Eldorado, TX, 76936
  • The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
  • Caprock Federal Credit Union
  • 709 North First Street, Lamesa, TX, 79331
  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
  • Texas Community FCU
  • 605 East Caesar Avenue, Kingsville, TX, 78363
  • Texas Community Federal Credit Union (formerly known as Kingsville Community FCU) has been open since 1937. The credit union has assets totaling $22.75 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working,
  • Brownfield Federal Credit Union
  • 201 West Hill Street, Brownfield, TX, 79316
  • Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.