USDA and FHA Pro and Con in Somers, Tolland County, CT

In 2025, within Somers in Tolland, CT, the USDA loan limit is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and assess the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to determine the best program for your individual financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Somers, Tolland, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Somers, CT

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without complications. Choose from one of three approaches to get matched with suitable lenders and USDA loan programs.

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What Defines a USDA Loan in CT?

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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