USDA and FHA Pro and Con in Somers, Tolland County, CT

In 2025, within Somers in Tolland, CT, the USDA loan limit is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and assess the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you to determine the best program for your individual financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Somers, Tolland, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Somers, CT

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without complications. Choose from one of three approaches to get matched with suitable lenders and USDA loan programs.

Lendersa USDA loan request outcome

What Defines a USDA Loan in CT?

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eagle Platinum Mortgage
  • 27450 Ynez Road, Suite 306, Temecula, CA, 92590
  • Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
  • Complete Real Estate
  • 28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
  • Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
  • Biggs Group
  • 41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
  • "Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients. Mortgage Lending Creating financial solutions Negotiation Loan Origination Closing deals Reversing Loan Denials WE’D LOVE TO HELP YOU WITH: Pre-approvalsFirst HomesInvestmentsRefinancing..
  • 21st Century Financial
  • 43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • 21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
  • PRW Lending, Inc.
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  • PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Onenation Lending Inc
  • 43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
  • OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
  • CNN MORTGAGE
  • 43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
  • Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.