USDA Vs. FHA your options comparison in Ellington, Tolland County, CT
In 2025, the USDA loan limit for Ellington, situated in Tolland county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA rates and ascertain the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Ellington, Tolland County, CT
Loan Type
Max Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Ellington, CT
The objective of Lendersa® is to efficiently link you with the best possible USDA or FHA loan, quickly and without hassle. Choose from among three starting points to connect with lenders and available USDA loan programs.
A USDA home loan, often termed a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.
Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.
QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.
LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services
the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
