In 2026, the USDA loan limit for Ellington, situated in Tolland county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA rates and ascertain the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in aligns best with your financial needs.
2026 Loan Limits and Down Payment Requirements in Ellington, Tolland County, CT
Loan Type
Max Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Ellington, CT
The objective of Lendersa® is to efficiently link you with the best possible USDA or FHA loan, quickly and without hassle. Choose from among three starting points to connect with lenders and available USDA loan programs.
A USDA home loan, often termed a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
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154 Talcottville Road, Vernon Rockville, CT, 06066
Lends in Connecticut
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