USDA and FHA Pro and Con in Wethersfield, Hartford County, CT
For 2026, the USDA loan cap in Wethersfield, located in Hartford county, CT, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast the best available rates for USDA and FHA loans. Additionally, identify the income levels, credit requirements, necessary reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in best suits your financial needs.
2026 Loan Thresholds and Down Payment Requirements in Wethersfield, Hartford County, CT
Loan Category
Upper Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Programs in Wethersfield, CT
Lendersa® is dedicated to helping you smoothly obtain the most favorable USDA or FHA loan available. You can choose from three starting options, each leading to the best matched lenders and USDA loan offerings.
The USDA home loan is a mortgage supported by the U.S. Department of Agriculture and is often termed as the USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural areas and does not necessitate a down payment. In comparison, FHA loans demand at least a 3.5% down payment.
"Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based
Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.
529 Main St, Suite P200 & P300, Charlestown, MA, 02129
Our goal is to provide the best suited real estate financing for investors.
We engage in honest conversation while showing respect to all people.
We listen to our clients, investors, vendors, and other individuals we may come in contact.
We truly embrace customer commitment, building and nurturing relationships.
1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.
Atlas Invest offers fast commercial bridge financing, powered by BlackRock. Get 24-hour term sheets and close in as little as 3 days with our efficient, flexible process. Choose Atlas for speed, seamless collaboration, and continuous funding opportunities. Unlock your business potential today with this well-capitalized lending solution.
140 East 45th Street, 40th Floor, New York, NY, 10017
Titan Capital is a direct private bridge lender, with offices in Manhattan and Miami Beach. Since its inception, Titan Capital's team has originated, purchased and managed over $3, 500, 000, 000 in mortgage-backed securities, delinquent tax lien portfolios and equity positions in a variety of real estate assets.
REAL ESTATE FUNDING SOLUTIONS’ POLICY IS INCREDIBLY UNIQUE, AS WE REFUSE TO RUN CLIENT'S CREDIT UNTIL THEIR DEALS ARE FULLY APPROVED. OUR APPROVAL PROCESS ALLOWS CLIENTS TO USE THEIR OWN CREDIT REPORTS, WHICH THEY COULD OBTAIN THEMSELVES WITHOUT LEAVING ANY NEGATIVE IMPACT ON THEIR CREDIT REPORTS.
