USDA Vs. FHA Pro and Con comparison in Wethersfield, Hartford County, CT
For 2025, the USDA loan cap in Wethersfield, located in Hartford county, CT, is set at $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast the best available rates for USDA and FHA loans. Additionally, identify the income levels, credit requirements, necessary reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in best suits your financial needs.
2025 Loan Thresholds and Down Payment Requirements in Wethersfield, Hartford County, CT
Loan Category
Upper Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Programs in Wethersfield, CT
Lendersa® is dedicated to helping you smoothly obtain the most favorable USDA or FHA loan available. You can choose from three starting options, each leading to the best matched lenders and USDA loan offerings.
The USDA home loan is a mortgage supported by the U.S. Department of Agriculture and is often termed as the USDA rural development loan or USDA mortgage. This loan type is exclusively available in rural areas and does not necessitate a down payment. In comparison, FHA loans demand at least a 3.5% down payment.
Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.
14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,
14850 South West 26th Street, Suite 111, Miami, FL, 33185
Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
9700 South Dixie Highway, Suite 710, Miami, FL, 33156
Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
