USDA Vs. FHA Pro and Con comparison in Hartford, Hartford County, CT
In the year 2026, if you are residing in Hartford, within the county of Hartford, CT, you would find the USDA loan limit set at $336,500. For comparison, the FHA loan cap for a single-family residence is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate the most competitive USDA and FHA rates today. This tool helps you determine the required income, credit score, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans all side by side, enabling you to select the most suitable program for your financial scenario, especially within .
2026 Loan Limits and Down Payment Requirements in Hartford, Hartford County, CT
Loan Type
Loan Cap
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Hartford, CT
Lendersa® is dedicated to providing the fastest and most hassle-free USDA or FHA loan. You can choose from three initial pathways that match you with lenders and USDA loan programs.
A USDA home loan, endorsed by the United States Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. It is available exclusively in rural communities. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment whatsoever.
900 Merchants Concourse Suite #112, Westbury, NY, 11590
Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
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Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.
