USDA Vs. FHA Pro and Con comparison in Hartford, Hartford County, CT

In the year 2025, if you are residing in Hartford, within the county of Hartford, CT, you would find the USDA loan limit set at $336,500. For comparison, the FHA loan cap for a single-family residence is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate the most competitive USDA and FHA rates today. This tool helps you determine the required income, credit score, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans all side by side, enabling you to select the most suitable program for your financial scenario, especially within .

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2025 Loan Limits and Down Payment Requirements in Hartford, Hartford County, CT

Loan Type Loan Cap Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Hartford, CT

Lendersa® is dedicated to providing the fastest and most hassle-free USDA or FHA loan. You can choose from three initial pathways that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, endorsed by the United States Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. It is available exclusively in rural communities. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Millennium Mortgage Group LLC
  • 2520 Saint Rose Parkway, Suite 305, Henderson, NV, 89074
  • Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Vision Home Mortgage
  • 223 North Pecos Road, Suite 120, Henderson, NV, 89074
  • Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.
  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • ABM Funding
  • 701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
  • At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Nevada Title and Payday Loans, Inc.
  • 1549 N Rancho Dr, Las Vegas, NV, 89106
  • A title loan, payday loan or a signature installment loan from Nevada Title and Payday Loans, Inc. could help you meet some of your financial challenges. With our experience and professionalism, we can help you get a car title loan, signature installment loans or payday loan that works for you in 30 minutes or less.
  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.