USDA VS FHA in Hartford, Hartford County, CT

In the year 2026, if you are residing in Hartford, within the county of Hartford, CT, you would find the USDA loan limit set at $336,500. For comparison, the FHA loan cap for a single-family residence is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate the most competitive USDA and FHA rates today. This tool helps you determine the required income, credit score, reserves, and necessary documentation for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans all side by side, enabling you to select the most suitable program for your financial scenario, especially within .

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2026 Loan Limits and Down Payment Requirements in Hartford, Hartford County, CT

Loan Type Loan Cap Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Hartford, CT

Lendersa® is dedicated to providing the fastest and most hassle-free USDA or FHA loan. You can choose from three initial pathways that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, endorsed by the United States Department of Agriculture, is also known as a USDA rural development loan or simply a USDA mortgage. It is available exclusively in rural communities. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.

  • CITRUS LENDING INC.
  • 1100 N. Lyle Ave., Crystal River, FL, 34429
  • Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.

  • Shelter Insurance FCU
  • 1817 West Broadway, Columbia, MO, 65218
  • Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,

  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Sky Mortgage LLC
  • 200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
  • New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.

  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA

  • Stewart Capital Lending Inc
  • 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
  • "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans.
    Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"

  • The Advanced Mortgage Group LLC
  • 3497 West Vine Street, Kissimmee, FL, 34741
  • The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.