USDA Vs. FHA Pro and Con comparison in Rocky-Hill, Hartford County, CT
As of 2025, the loan limit for USDA loans in Rocky-Hill, located in the county of Hartford, CT, is set at $310,000. Meanwhile, the FHA loan limit for a single-family residence stands at $356,362.
Employ the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates. Determine the necessary financial factors like income, credit history, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in making the best decision for your financial needs in .
2025 Loan Figures and Down Payment Criteria in Rocky-Hill, County of Hartford, CT
Loan Category
Maximum Loan Amount
Initial Payment Requirement
USDA
$310,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Rocky-Hill, CT
Lendersa® is committed to swiftly securing the best available USDA or FHA loan for you, minus the stress. Choose from three distinct starting points to find the perfect lenders and USDA loan offers.
A USDA home loan, endorsed by the United States Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is solely available for properties in rural environments. FHA loans necessitate at least a 3.5% initial payment, whereas a USDA loan does not require any down payment.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
As a credit union we put people before profit. The Credit Union’s main objective is to provide outstanding financial service to our members and their families. We do this by providing competitive, high-quality financial products and services in a friendly “small town” atmosphere while paying the highest dividends on all savings accounts.
As a credit union, Community Healthcare Credit Union is a not-for-profit financial cooperative owned and operated by our members. We look forward to serving you and showing you the credit union difference. Established in 1959, Community Healthcare Credit Union Inc, is a not-for-profit financial institution, owned and operated by its members.
Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.
Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process
Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
31 Liberty Street, Suite 306, Southington, CT, 06489
Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
37 W. Center Street, Suite 208, Southington, CT, 06489
At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
"Our vision is to make sure that the American Dream lives on.
That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.
That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
