USDA and FHA Pro and Con in Newington, Hartford County, CT

During 2026, the USDA loan limit in Newington, which is in Hartford county, CT, is set at $336,500. In comparison, for a typical single-family home, the FHA limit is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the current best rates available for USDA versus FHA loans and understand the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA options, helping you to choose the most suitable program in tailored to your financial condition.

Evaluate loan offers from a diverse group of 100 lenders

Discover the 2026 loan limits and downpayment requirements in Newington, situated in Hartford county, CT

Type of Loan Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan solutions in Newington, CT

Lendersa® is committed to quickly and easily securing the most advantageous USDA or FHA loan for you. Begin your application by choosing one of three starting points, ensuring you connect with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike the typical 3.5% minimum down payment required for FHA loans, the USDA mortgage requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Newington Lenders

  • Mc Cue Mortgage Co
  • PO Box 1000, New Britain, CT, 06050
  • Lends in Connecticut
  • The McCue Mortgage Company is a privately held company which was founded by William D. McCue in 1949. The corporate purpose at the time of founding was to become involved in the origination and servicing of residential mortgage loans. During the 1950’s the company grew in stature and developed a large mortgage servicing portfolio.

  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • Lends in Connecticut
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties

  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.

  • Advance Smart
  • 2264 Silas Deane Highway, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.

  • Connecticut Housing Finance Authority
  • 999 West Street, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..

  • Noreast Mortgage Services
  • 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.

  • Empire Home Loans
  • 1880 Silas Deane Highway, Rocky Hill, CT, 06067
  • Lends in Connecticut
  • Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs

  • Connecticut Labor Department Federal Credit Union
  • 200 Folly Brook Blvd, Wethersfield, CT, 06109
  • Lends in Connecticut
  • The mission of the Connecticut Labor Department Federal Credit Union is to be the preferred financial institution for its current and prospective members. We will achieve our goal by providing quality financial products and personalized service. A credit union is a not-for-profit financial cooperative, owned by the people who save and borrow there.

  • Dutch Point Credit Union
  • 195 Silas Deane Highway, Wethersfield, CT, 06109
  • Lends in Connecticut
  • Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.