USDA and FHA Pro and Con in Newington, Hartford County, CT

During 2025, the USDA loan limit in Newington, which is in Hartford county, CT, is set at $336,500. In comparison, for a typical single-family home, the FHA limit is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the current best rates available for USDA versus FHA loans and understand the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA options, helping you to choose the most suitable program in tailored to your financial condition.

Evaluate loan offers from a diverse group of 100 lenders

Discover the 2025 loan limits and downpayment requirements in Newington, situated in Hartford county, CT

Type of Loan Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan solutions in Newington, CT

Lendersa® is committed to quickly and easily securing the most advantageous USDA or FHA loan for you. Begin your application by choosing one of three starting points, ensuring you connect with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike the typical 3.5% minimum down payment required for FHA loans, the USDA mortgage requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
  • Northwest Home Loan
  • 10402 35th Avenue North East, Seattle, WA, 98125
  • Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.
  • Specialty Home Loans
  • 5515 60th Ave NE, Seattle, WA, 98105
  • We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
  • NWF mortgage
  • 5034 48th Avenue NorthEast, Seattle, WA, 98105
  • At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
  • North Coast Credit Union WA
  • 1100 Dupont Street, Bellingham, WA, 98225
  • We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
  • Industrial Credit Union
  • 1100 North State Street, Bellingham, WA, 98225
  • Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
  • Advisory Lending Group
  • 119 N Commercial St, Suite 240, Bellingham, WA, 98225
  • Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing