USDA and FHA Pro and Con in Newington, Hartford County, CT

During 2026, the USDA loan limit in Newington, which is in Hartford county, CT, is set at $336,500. In comparison, for a typical single-family home, the FHA limit is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the current best rates available for USDA versus FHA loans and understand the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator enables you to juxtapose USDA, FHA, Conforming, and VA options, helping you to choose the most suitable program in tailored to your financial condition.

Evaluate loan offers from a diverse group of 100 lenders

Discover the 2026 loan limits and downpayment requirements in Newington, situated in Hartford county, CT

Type of Loan Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan solutions in Newington, CT

Lendersa® is committed to quickly and easily securing the most advantageous USDA or FHA loan for you. Begin your application by choosing one of three starting points, ensuring you connect with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike the typical 3.5% minimum down payment required for FHA loans, the USDA mortgage requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fort Amsterdam Capital
  • 60 East 42nd Street, Suite 3010, New York, NY, 10165
  • Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.
  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Where traditional lenders decline, we provide solutions. We offer specialized programs for real estate investors, including: No minimum FICO requirements Ground-up construction financing with no prior experience needed No-ratio loans (no income or DSCR) Financing for rural and non-conventional properties Up to 95% purchase and 100% rehab fu
  • Israel Discount Bank of New York
  • 1114 Avenue of the Americas, New York, NY, 10036
  • IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
  • Amerimax Capital LLC
  • 1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
  • Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
  • Shield Funding
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  • Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
  • Gala Resources LLC
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  • Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for Bank-foreclosed residential properties REOs Short Sales Multi-family buildings Real estate acquisition We are a direct hard money lender. We are not brokers. We do work with b
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  • 212 Dolson Ave, Middletown, NY, 10940
  • Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
  • Brooklyn Cooperative Federal Credit Union
  • 1474 Myrtle Avenue, Brooklyn, NY, 11237
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