USDA VS FHA in Tolland, Tolland County, CT

In 2026, the USDA loan threshold in Tolland, within the county of Tolland, CT, is set at $336,500. Meanwhile, for a single-family residence, the FHA cap stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. This tool aids in identifying the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans, helping you choose the best option for your unique financial needs in .

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Loan limits and downpayment details for 2026 in Tolland, located in Tolland, CT

Type of Loan Maximum Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Tolland, CT

The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and with ease. Choose from three starting options that will align you with suitable lenders and USDA loan programs.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in CT

The USDA home loan, a government-backed mortgage by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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