USDA VS FHA in Tolland, Tolland County, CT

In 2025, the USDA loan threshold in Tolland, within the county of Tolland, CT, is set at $336,500. Meanwhile, for a single-family residence, the FHA cap stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA versus FHA rates. This tool aids in identifying the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans, helping you choose the best option for your unique financial needs in .

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Loan limits and downpayment details for 2025 in Tolland, located in Tolland, CT

Type of Loan Maximum Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Tolland, CT

The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and with ease. Choose from three starting options that will align you with suitable lenders and USDA loan programs.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in CT

The USDA home loan, a government-backed mortgage by the Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dutch Point Credit Union
  • 195 Silas Deane Highway, Wethersfield, CT, 06109
  • Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
  • Better Loan Society Inc
  • 530 Silas Deane Hwy, Wethersfield, CT, 06109
  • At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.
  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
  • Arrha Credit Union
  • 145 Industry Avenue, Springfield, MA, 01104
  • We’re member-owned and operated so you’ll always feel at home here. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community. Our Mission is to assist our members in reaching their financial goals by providing superior products and services in a personalized manner.
  • Southbridge Credit Union
  • 179 Main Street, Southbridge, MA, 01550
  • SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
  • Guaranty Federal Financial Corporation
  • 11 Timberwood Road, West Hartford, CT, 06117
  • A full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • New Silver
  • 2475 Albany Ave, 203B, West Hartford, CT, 06117
  • New Silver is a technology enabled non-bank lender primarily focused on providing financing to the United States based ‘fix & flip” sector, with a concentration on single-family residential & small balance commercial assets.New Silver’s proprietary technology automates and streamlines loan originations,while using data to reduce loan default risk.
  • LUSO FEDERAL CREDIT UNION
  • 599 East St, Ludlow, MA, 01056
  • LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services
  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties