As of 2026, the USDA loan limit in New-Castle, part of New Castle county, DE, is set at $345,000. Meanwhile, the FHA loan limit for a single-family home is established at $431,250.
Make use of the Lendersa® USDA loan calculator to effectively compare the best USDA versus FHA rates today. It helps determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, which assists in deciding the best option in for your financial needs.
2026 Loan Limits and Down Payment Requirements in New-Castle, County of New Castle, DE
Loan Type
Loan Limit
Required Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in New-Castle, DE
The mission of Lendersa® is to quickly connect you with the best USDA or FHA loans, free of hassle. Choose from three starting options to find lenders and USDA loan programs that match your needs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans offer the significant advantage of no down payment, making them an attractive option for eligible homebuyers.
Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.
The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.
HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
Holland Mortgage Advisors is a professional mortgage lending company, with over 150 years combined experience in the mortgage lending industry. We focus on conventional, government, new construction, investment/commercial, and portfolio lending, and partner with reputable local and national lending institutions to be able to offer our clients
