USDA VS FHA in Wilmington-Manor, New Castle County, DE
In 2025, the USDA loan limit set in Wilmington-Manor, county of New Castle, DE, is $345,000. In contrast, the FHA cap for a single-family home stands at $431,250.
Use the Lendersa® USDA loan calculator to examine and compare the current USDA versus FHA prime rates. Assess the necessary criteria such as income, credit scores, reserves, and essential documents to qualify. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help identify which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Wilmington-Manor, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Wilmington-Manor, DE
Lendersa® aims to provide you with the best USDA or FHA loan options promptly, minimizing hassle. Choose from three starting points that align with lenders and USDA loan programs efficiently.
A USDA home loan is backed by the government's Department of Agriculture, termed the USDA rural development loan or simply USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment at all, making it an attractive option for many.
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