USDA VS FHA in Wilmington-Manor, New Castle County, DE
In 2025, the USDA loan limit set in Wilmington-Manor, county of New Castle, DE, is $345,000. In contrast, the FHA cap for a single-family home stands at $431,250.
Use the Lendersa® USDA loan calculator to examine and compare the current USDA versus FHA prime rates. Assess the necessary criteria such as income, credit scores, reserves, and essential documents to qualify. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help identify which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Wilmington-Manor, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Wilmington-Manor, DE
Lendersa® aims to provide you with the best USDA or FHA loan options promptly, minimizing hassle. Choose from three starting points that align with lenders and USDA loan programs efficiently.
A USDA home loan is backed by the government's Department of Agriculture, termed the USDA rural development loan or simply USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment at all, making it an attractive option for many.
1100 Commerce Street, Suite 615, Dallas, TX, 75242
LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
Southwest Airlines Federal Credit Union is a financial institution formed in 1975 to serve the financial needs of employees of Southwest Airlines. Over the years we have added more than 150 Select Employee Groups (SEGs) to the list of companies whose employees we serve. Adding Southwest Airlines Federal Credit Union .
Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer
113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
Texas Security Bank's mission is to Elevate the Champions of Free Enterprise.
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Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
