USDA Vs. FHA your options comparison in Wilmington-Manor, New Castle County, DE
In 2026, the USDA loan limit set in Wilmington-Manor, county of New Castle, DE, is $345,000. In contrast, the FHA cap for a single-family home stands at $431,250.
Use the Lendersa® USDA loan calculator to examine and compare the current USDA versus FHA prime rates. Assess the necessary criteria such as income, credit scores, reserves, and essential documents to qualify. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help identify which program in aligns best with your financial needs.
2026 Loan Limits and Down Payment Requirements in Wilmington-Manor, County of New Castle, DE
Loan Type
Loan Limit
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Wilmington-Manor, DE
Lendersa® aims to provide you with the best USDA or FHA loan options promptly, minimizing hassle. Choose from three starting points that align with lenders and USDA loan programs efficiently.
A USDA home loan is backed by the government's Department of Agriculture, termed the USDA rural development loan or simply USDA mortgage, available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment at all, making it an attractive option for many.
1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients
Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
646 Plank Road, Suite 102, Clifton Park, NY, 12065
At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.
We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise
