USDA Vs. FHA your options comparison in Brookside, New Castle County, DE

In 2025, the USDA loan limit in Brookside, within New Castle county, DE, is $381,800, whereas the FHA limit for a single-family home stands at $529,000.

Employ Lendersa® USDA loan calculator to examine today's top USDA versus FHA rates. Evaluate the income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Brookside, New Castle County, DE

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brookside, DE

Lendersa® aims to provide you with the best USDA or FHA loan quickly and with ease. Choose one of three starting methods to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in DE?

A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, offering an advantage for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.
  • United 1 Mortgage
  • 8100 Boone Blvd Suite 450, Vienna, VA, 22182
  • United 1 Mortgage Corp, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service – about putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you & your family from the many mortgage options.
  • Trustworthy Mortgage
  • 1964 Gallows Road, Suite 350, Vienna, VA, 22182
  • Trustworthy Mortgage is a locally owned & operated both Mortgage lender & broker company serving Virginia, Maryland, District of Columbia, Texas, & Florida. Our cutting edge technology and commitment to superior customer service has set us apart from our competition.We are especially well known & have an excellent reputation in our licensed areas.
  • Buckingham Mortgage, LLC
  • 1593 Spring Hill Road, Suite 100, Vienna, VA, 22182
  • BFGUSA was created from the vision of its founders to provide exceptional mortgage banking services for its residential, commercial, and business clients. Our strong lender relationships allow us to tailor niche loan programs for hard-to-fund loans. Our clientele ranges from high-end boutiques to credit challenged consumers.
  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
  • West Park Mortgage
  • 246 Monmouth Road, Oakhurst, NJ, 07755
  • Our House Mortgage is a mortgage company that focuses primarily on residential real estate. Our mission is to help our borrowers and their families realize the dream of affordable home ownership. At Our House Mortgage we thrive on excellence, performance, and integrity. We attract the best and brightest in the industry to work here.
  • UNITY RESIDENTIAL AND COMMERCIAL MORTGAGE, INC.
  • 1806 Route 35, Suite 303, Oakhurst, NJ, 07755
  • At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Monmouth County Postal Employees Credit Union
  • 171 Broad Street, Red Bank, NJ, 07701
  • Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.