USDA and FHA Pro and Con in Newark, New Castle County, DE
In 2024, USDA loan limit in Newark, county of New Castle, DE is $381,800 while FHA limit is $529,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2024 loan limits and downpayment requirments in Newark, county of New Castle, DE
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Newark, DE
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
385 County Line Rd W, Suite 200, Westerville, OH, 43082
Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
"First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase
Low Fixed Rates
Variable Rates
Conventional Mortgages
FHA • VA
First Time Buyers
Refinance
Cash Out"
We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.
Our credit union was chartered on October 23, 1958. On August 23, 2004, we received our community charter. With our community charter, we are now able to offer membership to anyone who lives, works, or worships in Boyd County, Kentucky. The Credit Union is governed by an elected Board of Directors who volunteer their time.
Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.
At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.
Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
