USDA Vs. FHA your options comparison in Newark, New Castle County, DE
In 2025, the maximum USDA loan in Newark, within New Castle county, DE, is $381,800. Meanwhile, the FHA ceiling for a single-family home is set at $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial scenario in Alabama.
2025 Loan Limits and Downpayment Requirements in Newark, within New Castle County, DE
Loan Type
Max Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newark, DE
Lendersa® aims to secure the most beneficial USDA or FHA loan for you swiftly and without difficulty. Start by choosing one of three methods, connecting you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast with FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a sizable advantage to qualified applicants.
Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
1849 C Street NW, Room B038, Washington, DC, 20240
Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
451 7th Street SW, Suite 3241, Washington, DC, 20410
HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
1800 F Street NW, Room 1211, Washington, DC, 20405
GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission
To provide financial services that promote the wise use of money To be a benefit of employment
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors
1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560
AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind
