USDA Vs. FHA your options comparison in Newark, New Castle County, DE
In 2025, the maximum USDA loan in Newark, within New Castle county, DE, is $381,800. Meanwhile, the FHA ceiling for a single-family home is set at $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial scenario in Alabama.
2025 Loan Limits and Downpayment Requirements in Newark, within New Castle County, DE
Loan Type
Max Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newark, DE
Lendersa® aims to secure the most beneficial USDA or FHA loan for you swiftly and without difficulty. Start by choosing one of three methods, connecting you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast with FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a sizable advantage to qualified applicants.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6 Inverness Court East, Suite 123, Englewood, CO, 80112
"We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following:
We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
6855 S Havana St, Suite 500, Centennial, CO, 80112
US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
6851 South Holly Circle, Suite 280, Centennial, CO, 80112
The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
