USDA Vs. FHA your options comparison in Newark, New Castle County, DE
In 2026, the maximum USDA loan in Newark, within New Castle county, DE, is $381,800. Meanwhile, the FHA ceiling for a single-family home is set at $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's optimal USDA and FHA rates. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial scenario in Alabama.
2026 Loan Limits and Downpayment Requirements in Newark, within New Castle County, DE
Loan Type
Max Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newark, DE
Lendersa® aims to secure the most beneficial USDA or FHA loan for you swiftly and without difficulty. Start by choosing one of three methods, connecting you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast with FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a sizable advantage to qualified applicants.
East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union).
At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
Multi-Schools Federal Credit Union is dedicated to being faithful to its members. Its mission is to provide financial support and guidance following the "People-not-Profit" philosophy. At the Credit Union we endlessly strive to offer our members a wide range of quality products & services, mixed with the individual attention that everyone deserves.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
SCA Federal Credit Union, formerly known as Shenango China Area FCU, was established in 1935. We currently have 2450 members. We have one office located at 2656 Ellwood Road, Suite 1, New Castle, PA 16101. SCA Federal Credit Union has a dedicated Board of Directors consisting of volunteers elected by the members.
New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
