USDA Vs. FHA your options comparison in Alachua, Alachua County, FL
In 2026, the USDA loan limit in Alachua, positioned in the county of Alachua, FL, is set at $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. This helps determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, ensuring you can select the best option for your financial needs in .
2026 Loan Limits and Down Payment Requisites in Alachua, County of Alachua, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Alachua, FL
At Lendersa®, our aim is to facilitate you in securing the ideal USDA or FHA loan efficiently and seamlessly. Start with one of three outlined processes that lead to matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
1670 Old Country Road, Suite 220, Plainview, NY, 11803
Green River Capital Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential & commercial lending industry by applying online today. You will find that the skill, professionalism, and consideration
1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
Texas Health Credit Union is dedicated to providing its members a variety of affordable financial products and services in a personal and professional manner. We are committed to meeting the changing needs of our members and are dedicated to the philosophy of "people helping people".
Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
