In 2025, the USDA loan limit in Alachua, positioned in the county of Alachua, FL, is set at $336,500. Conversely, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. This helps determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA programs side by side, ensuring you can select the best option for your financial needs in .
2025 Loan Limits and Down Payment Requisites in Alachua, County of Alachua, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Alachua, FL
At Lendersa®, our aim is to facilitate you in securing the ideal USDA or FHA loan efficiently and seamlessly. Start with one of three outlined processes that lead to matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Contrary to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. Applications for loans and membership can be filled out online quickly and easily! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more!
CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
