USDA and FHA Pro and Con in High-Springs, Alachua County, FL
For the year 2026, the USDA loan maximum in High-Springs, located in the county of Alachua, FL, is $285,000. Comparatively, the FHA loan limit for a single-family residence reaches $356,362.
Utilize the Lendersa® USDA loan calculator to analyze and contrast today's top USDA versus FHA rates. This tool also helps determine the necessary income, credit score, reserves, and documentation needed for qualification. The advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, allowing you to select the ideal program suited to your financial needs in Alabama.
Loan limits and down payment necessities for 2026 in High-Springs, Alachua county, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in High-Springs, FL
Lendersa® is dedicated to swiftly providing you with the best USDA or FHA loan options without complications. Start by choosing one of three paths to connect with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas only. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not demand any down payment.
313 W Country Club Road, Suite 11, Roswell, NM, 88201
The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
Puerto Rico Federal Credit Union is a nonprofit cooperative founded in 1960.
Our offerings include Personal Loans, Secured Loans, New and Used Car Loans, Auto Loan Refinance, Credit Cards, Home Loans, Stock Certificates, Reserve Line, Stock Account, Savings Account, Checking Account and others. services.
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Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
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