USDA Vs. FHA Pro and Con comparison in Starke, Bradford County, FL

In 2025, the USDA loan cap in Starke, located in Bradford county, FL, is $336,500, whereas the FHA cap for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to set side-by-side comparisons of today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and required documents for qualification. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans together, aiding your decision on the best suited financial program in .

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2025 loan limits and down payment requirements in Starke, county of Bradford, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Select USDA and FHA loan options in Starke, FL

The mission of Lendersa® is to ensure you secure the finest USDA or FHA loans both swiftly and effortlessly. Choose one of three starting strategies to link with lenders and respective USDA loan plans.

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Understanding USDA Loans in FL

A USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA mortgage or rural development loan, is accessible in rural locales exclusively. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no initial payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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