USDA Vs. FHA Pro and Con comparison in Starke, Bradford County, FL
In 2025, the USDA loan cap in Starke, located in Bradford county, FL, is $336,500, whereas the FHA cap for a single-family residence stands at $472,030.
Utilize the Lendersa® USDA loan calculator to set side-by-side comparisons of today's leading USDA and FHA rates. Determine the necessary income, credit score, reserves, and required documents for qualification. Our state-of-the-art mortgage calculator shows USDA, FHA, Conforming, and VA loans together, aiding your decision on the best suited financial program in .
2025 loan limits and down payment requirements in Starke, county of Bradford, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Select USDA and FHA loan options in Starke, FL
The mission of Lendersa® is to ensure you secure the finest USDA or FHA loans both swiftly and effortlessly. Choose one of three starting strategies to link with lenders and respective USDA loan plans.
A USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA mortgage or rural development loan, is accessible in rural locales exclusively. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no initial payment at all.
Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
