USDA and FHA Pro and Con in Newberry, Alachua County, FL
For 2025, the USDA loan limit that applies in Newberry, part of Alachua county in FL, is set at $336,500, whereas for single-family homes, the FHA limit reaches $472,030.
Consider using the Lendersa® USDA loan calculator for a side-by-side comparison of the top current rates for USDA and FHA loans, then determine the income, credit history, reserves, and papers necessary to qualify. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial needs in Alabama.
Loan limits and down payment guidelines for 2025 in Newberry, Alachua county, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Newberry, FL
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary complications. Choose one of these three starting routes to link with matching lenders and USDA loan plans.
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