USDA and FHA Pro and Con in Newberry, Alachua County, FL
For 2025, the USDA loan limit that applies in Newberry, part of Alachua county in FL, is set at $336,500, whereas for single-family homes, the FHA limit reaches $472,030.
Consider using the Lendersa® USDA loan calculator for a side-by-side comparison of the top current rates for USDA and FHA loans, then determine the income, credit history, reserves, and papers necessary to qualify. With our sophisticated mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial needs in Alabama.
Loan limits and down payment guidelines for 2025 in Newberry, Alachua county, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Newberry, FL
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary complications. Choose one of these three starting routes to link with matching lenders and USDA loan plans.
A USDA home loan, backed by the Department of Agriculture and also known as the USDA mortgage or rural development loan, is exclusively accessible in rural areas. While FHA loans necessitate a minimum 3.5% down payment, USDA loans do not require any down payment at all.
TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
Greenwich Municipal Employees Federal Credit Union
439 West Putnam Avenue, Greenwich, CT, 06830
Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
