USDA VS FHA in Altamonte-Springs, Seminole County, FL
In 2026, the USDA loan limit for Altamonte-Springs, within the county of Seminole, FL, is $285,000. Meanwhile, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in suits your financial situation best.
Overview of 2026 Loan Limits and Down Payment Requirements in Altamonte-Springs, County of Seminole, FL
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Altamonte-Springs, FL
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans without any hassle. Pick one of the three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option for eligible borrowers.
5401 S Wentworth Avenue, Number 25, Suite 19E, Chicago, IL, 60609
Our mission is to equalize economic power and to fight poverty by improving financial literacy and providing access to credit and savings services for our members. We are working to create and maintain an accessible, full service federal credit union organization, which is owned and managed by its members.
5401 South Wentworth Avenue, Unit 26, Chicago, IL, 60609
The 77th Street Depot Federal Credit Union was founded in 1938, The original field of membership was and is Chicago Transit Authority employees and their family members.
The Credit Unions were founded on the idea that though a cooperative financial effort, individuals sharing common bonds could benefit.
Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!
2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions
Global Lending Solutions, Inc. is a full service mortgage company that provides expert service in the field of residential mortgages.Global Lending Solutions specializes in Conventional, FHA, VA, USDA, Jumbo and Home Equity Loans and Since our companies inception, we have been committed to offering the most competitive mortgage products.
GSB Mortgage, Inc. is a wholly owned subsidiary of Bank of the West. Bank of the West was founded in 1986 as a full service independent bank specializing in customer service and small business financing. Bank of the West was the first bank to be named as Preferred Lender for the Small Business Administration in the Dallas region.
Mesta Park Mortgage, our mission is to handle each loan in a manner that results in the highest level of customer satisfaction. This is achieved by ensuring our customer’s needs are our top priority Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing.
Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia
Lynk Financial, Inc. is an independent brokerage and Lender. The president of the company is Bonnie J. Miller. She has assisted clients with their mortgage needs for over 30 years. Lynk Financial, Inc. offers residential and commercial mortgage lending. We offer a many mortgage products to assist customers with diverse qualifications.
5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
