USDA VS FHA in Altamonte-Springs, Seminole County, FL
In 2025, the USDA loan limit for Altamonte-Springs, within the county of Seminole, FL, is $285,000. Meanwhile, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in suits your financial situation best.
Overview of 2025 Loan Limits and Down Payment Requirements in Altamonte-Springs, County of Seminole, FL
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Altamonte-Springs, FL
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans without any hassle. Pick one of the three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option for eligible borrowers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
8785 Perimeter Park Blvd., Jacksonville, FL, 32216
We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
Pablo Beach Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. We understand that each borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
4600 Touchton Road, Suite 1150, Jacksonville, FL, 32246
RiverStone RECAP is a Mortgage brokerage firm that Represents Owners in finding the best Commercial real estate loan for their needs. Simply put, We specialize in : Commercial Real Estate Refinancings, Refinancing Mortgages under $10 Million, Long term, Fixed-rate, Non-Recourse Loans.
5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
