USDA VS FHA in Altamonte-Springs, Seminole County, FL
In 2026, the USDA loan limit for Altamonte-Springs, within the county of Seminole, FL, is $285,000. Meanwhile, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in suits your financial situation best.
Overview of 2026 Loan Limits and Down Payment Requirements in Altamonte-Springs, County of Seminole, FL
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Altamonte-Springs, FL
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans without any hassle. Pick one of the three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option for eligible borrowers.
351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
Lends in Florida
Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.
2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
Lends in Florida
At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
Lends in Florida
Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.
982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
Lends in Florida
The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
Lends in Florida
At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
483 Montgomery Place, Altamonte Springs, FL, 32714
Lends in Florida
Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
Lends in Florida
Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
Lends in Florida
Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.
Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
