USDA VS FHA in Altamonte-Springs, Seminole County, FL
In 2025, the USDA loan limit for Altamonte-Springs, within the county of Seminole, FL, is $285,000. Meanwhile, the FHA loan cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, identifying the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in suits your financial situation best.
Overview of 2025 Loan Limits and Down Payment Requirements in Altamonte-Springs, County of Seminole, FL
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Altamonte-Springs, FL
The objective of Lendersa® is to quickly connect you with the best USDA or FHA loans without any hassle. Pick one of the three pathways to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option for eligible borrowers.
Commodore Perry FCU is a local, not-for-profit credit union serving Ottawa County since 1975 with locations in Port Clinton and Oak Harbor, Ohio. Our mission is to provide our members with financial products and services they need in a service environment that exceeds their expectations
We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.
Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
Citizens Bank of Rogersville offers a comprehensive approach to community bank services centered on your needs and aspirations. Our professionals are here to assist you with your financial requirements for both your personal and business needs. This allows us to help you develop solutions that work for you alone.
High Power Capital Group is revolutionizing the process of capital finance for businesses. Our acumen is built upon years of lending and relationship building within our industry to provide a simplistic resource for businesses to obtain working capital with the lowest industry rates and minimal stipulations.
Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon,
Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
821 Alexander Road, Suite 130, Princeton, NJ, 08540
We provide cash flow solutions to companies requiring a financing structure that cannot be provided by banks or other commercial finance sources. We understand the challenges of operating a business in today's competitive environment, and our ability to be a responsive, flexible financial partner separates us from our competition.
