As of 2025, the USDA loan limit in Forest-City, within Seminole county, FL, is $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the best USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide the finest USDA or FHA loan without hassle and quickly. Choose from three initial pathways that connect you with lenders and the USDA loan programs that best suit your needs.
The USDA home loan is supported by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural neighborhoods. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, providing a unique opportunity for those eligible in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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