USDA VS FHA in Maitland, Orange County, FL

In 2026, within Maitland, located in Orange county, FL, the USDA loan limit is $336,500. Conversely, for a single-family home, the FHA limit is $472,030.

Lendersa® offers a USDA loan calculator to compare the top USDA and FHA rates today, helping determine the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best option in for your finances.

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Loan Limits and Down Payment Requirements for 2026 in Maitland, Orange County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Maitland, FL

Lendersa® is dedicated to offering you the fastest and easiest access to the best USDA or FHA loans available. Choose one of three starting strategies that will connect you with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in FL

The USDA home loan, backed by the U.S. Department of Agriculture—often termed as a USDA rural development loan or USDA mortgage—is exclusively offered in rural locales. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible rural dwellers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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