USDA Vs. FHA Pro and Con comparison in Maitland, Orange County, FL

In 2025, USDA loan limit in Maitland, county of Orange, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Maitland, county of Orange, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Maitland, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
  • Age In Place Mortgage
  • 913 Dancing Horse Drive, Colorado Springs, CO, 80919
  • Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients
  • Lendello Mortgage
  • 6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919
  • From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
  • Red Rock Capital
  • 2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
  • Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
  • Guadalupe Credit Union
  • 3601 Mimbres Lane, Santa Fe, NM, 87507
  • Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
  • Camelot Mortgage Group
  • 179 Grey Squirrel Way, Franktown, CO, 80116
  • Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that we can offer you the ideal financing solution.
  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area. The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
  • Precision Mortgage Group
  • 920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
  • At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.