FHA Vs. USDA loan program for Longwood, Seminole County, Florida

In 2025, USDA loan limit in Longwood, county of Seminole, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Longwood, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(585) 352-6890 1019 miles Lender's profile and map Reviews Spencerport Federal Credit Union 2775 Spencerport Road, Spencerport, NY, 14559 The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
(913) 557-0800 1020 miles Lender's profile and map Reviews First Option Bank 502 Market Street, La Cygne, KS, 66040 In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
(815) 385-3000 1020 miles Lender's profile and map Reviews McHenry Savings Bank 353 Bank Drive, McHenry, IL, 60050 At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
(585) 737-9273 1020 miles Lender's profile and map Reviews Haus Capital Corporation 383 Park Ave, Suite A, Rochester, NY, 14607 At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
585-256-2600 1020 miles Lender's profile and map Reviews Normandy Corporation 46 Prince Street, Rochester, Rochester, NY, 14607 Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers. We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
(830) 693-1840 1020 miles Lender's profile and map Reviews Homecorp Mortgage 217 Avenue N, Marble Falls, TX, 78654 Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
(585) 454-3450 1020 miles Lender's profile and map Reviews The Upstate National Bank 150 State Street, Suite 320, Rochester, NY, 14614 The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
(585) 271-2400 1020 miles Lender's profile and map Reviews Tompkins Lending 115 Liberty Pole Way, Rochester, NY, 14604 Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
(585) 360-4171 1020 miles Lender's profile and map Reviews Powers Funding Group 16 West Main Street, Rochester, NY, 14614 Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
(585) 336-1000 1020 miles Lender's profile and map Reviews ESL Federal Credit Union 225 Chestnut Street, Rochester, NY, 14604 ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
(309) 787-4451 1020 miles Lender's profile and map Reviews Blackhawk Bank & Trust, IL 301 4th Street West, Milan, IL, 61264 Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.