USDA and FHA Pro and Con in Longwood, Seminole County, FL
As of 2026, the USDA loan limit for a home in Longwood, within Seminole county, FL, is $336,500, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to examine the most favorable rates between USDA and FHA loans today. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, aiding your decision on the most suitable program for your financial scenario in .
2026 loan limits and down payment requirements in Longwood, Seminole, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Longwood, FL
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you efficiently and without complication. Select one of three starting points to discover lenders and the USDA loan programs best suited to your needs.
A USDA home loan is backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all, offering a cost-effective solution for those eligible.
1190 South US Highway, Suite 17-92, Longwood, FL, 32750
Lends in Florida
Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
Lends in Florida
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
Lends in Florida
Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
Lends in Florida
Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.
Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
Lends in Florida
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
Lends in Florida
Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.
