USDA Vs. FHA your options comparison in Apopka, Orange County, FL

For the year 2026, the USDA loan cap in Apopka, within Orange county, FL, stands at $336,500. Concurrently, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current USDA versus FHA rate options. Determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best fit for your financial needs in .

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2026 Limits for Loans and Down Payment Requirements in Apopka, Orange County, FL

Type of Loan Maximum Loan Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Apopka, FL

The mission of Lendersa® is to swiftly connect you with the finest possible USDA or FHA loans with ease. Begin with any of our three options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in FL

A USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, specifically available for rural areas. It contrasts with FHA loans, which demand a minimum 3.5% down payment, as the USDA mortgage does not require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kahoka State Bank
  • 201 West Commercial Street, Kahoka, MO, 63445
  • Kahoka State Bank received its charter in 1968 and opened the facility at 201 W Commercial Street in Kahoka MO in which the main branch is still located. The current location was at one time the home of the Montgomery Opera House.Kahoka State Bank thrives on providing the upmost friendly, courteous service to our customers & for the entire county.
  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • Peoples Bank of Wyaconda, Missouri
  • 310 South Johnson, Kahoka, MO, 63445
  • Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
  • First Bank & Trust (Illinois)
  • 300 East Northwest Hwy, Palatine, IL, 60067
  • Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
  • Cornerstone National Bank and Trust Co
  • 1 W Northwest Hwy, Palatine, IL, 60067
  • Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
  • Resource Plus Mortgage
  • 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
  • The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Expert Mortgage Associates Inc
  • 645 Balmoral Lane, Inverness, IL, 60067
  • Expert Mortgage Associates provides lending knowledge to best structure your mortgage loan in order to make you look as financially solid as possible to a bank. With over 20 years of experience, Expert Mortgage Associates has thrived in the good and poor economic times by putting the client first.
  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
  • City Star Lending
  • 15905 Fontaine Ave, Austin, TX, 78734
  • Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
  • Legend Lending
  • 106 Kollmeyer Circle, Austin, TX, 78734
  • The Legend Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs