USDA Vs. FHA your options comparison in Apopka, Orange County, FL
For the year 2025, the USDA loan cap in Apopka, within Orange county, FL, stands at $336,500. Concurrently, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess current USDA versus FHA rate options. Determine the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best fit for your financial needs in .
2025 Limits for Loans and Down Payment Requirements in Apopka, Orange County, FL
Type of Loan
Maximum Loan
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Apopka, FL
The mission of Lendersa® is to swiftly connect you with the finest possible USDA or FHA loans with ease. Begin with any of our three options to find matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the government’s Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, specifically available for rural areas. It contrasts with FHA loans, which demand a minimum 3.5% down payment, as the USDA mortgage does not require any initial payment.
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