USDA VS FHA in Clarcona, Orange County, FL

In 2026, the USDA loan cap for Clarcona, Orange county in FL, is $336,500. The FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA today. Determine the necessary income, credit reserves, and documentation to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, offering insight into the most suitable program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Clarcona, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clarcona, FL

The aim of Lendersa® is to quickly secure the best possible USDA or FHA loan without hassle. Start with one of three options to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture and also referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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