USDA Vs. FHA Pro and Con comparison in Zellwood, Orange County, FL

In the year 2025, the USDA loan limit in Zellwood, within the county of Orange, FL is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

You can use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today, identifying the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator shows comparisons of USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program for your financial status in .

Explore loan offers from 100 different lenders

2025 loan limits and down payment requirements in Zellwood, within Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan possibilities in Zellwood, FL

At Lendersa®, our aim is to match you with the ideal USDA or FHA loan swiftly and effortlessly. Begin with one of three options leading to lender matches and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

USDA home loans, fully backed by the government's Department of Agriculture, are referred to as USDA rural development loans or USDA mortgages, and they are specifically designed for rural communities. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PhysicianLoans
  • 2325 Bryden Rd, Bexley, OH, 43209
  • PhysicianLoans was founded in 1993. We offer a unique product The Doctor Loan, available only to medical doctors, dentists and veterinarians. Although we are a “brick & mortar” company based in Columbus, Ohio, PhysicianLoans is licensed in 18 states. As such, each of our Loan Officers holds all the appropriate licenses to conduct business.
  • FNBC
  • 636 Ash Flat Dr, PO Box 8, Ash Flat, AR, 72513
  • After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution.
  • Harvest Federal Credit Union
  • 34 Licking View Drive, Heath, OH, 43056
  • Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
  • Action Credit, Round Rock
  • 110 S. Church St., Center, TX, 75935
  • TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
  • FERKO Maryland Federal Credit Union
  • 502 W Patrick Street, Frederick, MD, 21701
  • FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.
  • Revolutionary Mortgage Company
  • 9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
  • Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • New City Homes
  • 975 W Broad Street, Columbus, OH, 43222
  • New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
  • Corridor Mortgage Group
  • 11085 Stratfield Ct, Marriottsville, MD, 21104
  • Corridor Mortgage Group, we nurture the integrity in every employee. We believe each employee should bring strong relationships and build new ones within the company that foster an atmosphere where teamwork is second nature. Every employee should excel at their position; we hire only employees with the highest level of competency.