USDA Vs. FHA Pro and Con comparison in Zellwood, Orange County, FL

In the year 2025, the USDA loan limit in Zellwood, within the county of Orange, FL is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

You can use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA options today, identifying the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator shows comparisons of USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program for your financial status in .

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2025 loan limits and down payment requirements in Zellwood, within Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA loan possibilities in Zellwood, FL

At Lendersa®, our aim is to match you with the ideal USDA or FHA loan swiftly and effortlessly. Begin with one of three options leading to lender matches and USDA loan programs.

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Understanding USDA Loans in FL

USDA home loans, fully backed by the government's Department of Agriculture, are referred to as USDA rural development loans or USDA mortgages, and they are specifically designed for rural communities. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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