As of 2026, the USDA loan limit for Lockhart in Orange County, FL is set at $336,500, whereas the FHA loan limit for single-family homes is $472,030.
Leverage the Lendersa® USDA loan calculator to weigh today's USDA versus FHA optimal rates. Determine necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA loans, making it easier to decide which program suits your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Lockhart, Orange, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Review USDA and FHA Loan Opportunities in Lockhart, FL
Lendersa® aims to expedite the process of acquiring the most advantageous USDA or FHA loan without any complications. Initiate one of the three paths to find lenders and relevant USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It serves only rural neighborhoods. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no initial payment.
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Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
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