USDA Vs. FHA Pro and Con comparison in Azalea-Park, Orange County, FL

In 2026, the USDA loan limit in Azalea-Park, located in the county of Orange, FL, stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. This tool identifies the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare the options for USDA, FHA, Conforming, and VA loans side by side to determine the ideal program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Azalea-Park, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Selections in Azalea-Park, FL

Lendersa® aims to quickly secure the best USDA or FHA loan possible for you, minus the hassle. Select one of the three starting points to align with the right lenders and USDA loan plans.

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Clarifying the USDA Loan in FL

A USDA home loan, guaranteed by the government through the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Distinct from FHA loans, which require a minimum down payment of 3.5%, USDA loans offer a zero down payment option, making them attractive for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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