USDA and FHA Pro and Con in Alafaya, Orange County, FL

In 2026, the USDA loan limit for Alafaya in Orange county, FL, is $336,500, while the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates. This tool helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making for the most suitable program in .

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2026 Loan Limits and Down Payment Requirements in Alafaya, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Alafaya, FL

Lendersa®'s aim is to swiftly secure the most suitable USDA or FHA loan without any hassle. Begin with one of three methods to connect with lenders that match your USDA requirements.

Matching results for Lendersa USDA loan requests

Explaining USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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