USDA and FHA Pro and Con in Alafaya, Orange County, FL

In 2025, the USDA loan limit for Alafaya in Orange county, FL, is $336,500, while the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates. This tool helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making for the most suitable program in .

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2025 Loan Limits and Down Payment Requirements in Alafaya, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Alafaya, FL

Lendersa®'s aim is to swiftly secure the most suitable USDA or FHA loan without any hassle. Begin with one of three methods to connect with lenders that match your USDA requirements.

Matching results for Lendersa USDA loan requests

Explaining USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Frankel Financial Corp
  • 455 Pennsylvania Avenue, Suite 2LF, Fort Washington, PA, 19034
  • In 1976, Frankel Financial Corp. was established with the idea of providing a wide spectrum of financial solutions to the non-bank qualified loan transaction. Since then, Frankel Financial Corp. has evolved into a leading provider of innovative and flexible financial solutions to both bank qualified and non-bank qualified clients throughout
  • Filo Mortgage, L.L.C.
  • 500 Office Center Drive, Suite 400, Fort Washington, PA, 19034
  • Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.
  • EAST COAST MORTGAGE AND FINANCIAL SERVICES, INC
  • 540 pennsylvania avenue, Suite 230, Fort Washington, PA, 19034
  • East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002
  • The Strick Group
  • 2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
  • The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.
  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.
  • Health Care Family Credit Union
  • 2114 South Big Bend Blvd, Saint Louis, MO, 63117
  • Health Care Family Credit Union, where we are dedicated to providing you with the very best in financial services. We are a member-owned, not-for-profit cooperative financial institution. When you join HCFCU, you become a member and an owner! Since there are no outside stockholders to satisfy, the credit union passes profits
  • Heartland Mortgage Lending LLC
  • 2203 South Big Bend Boulevard, Saint Louis, MO, 63117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Energy Capital Credit Union
  • 18540 Northwest Freeway, Houston, TX, 77065
  • Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
  • Cy-Fair Federal Credit Union
  • 9601 Jones Road, Suite 100, Houston, TX, 77065
  • Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
  • Member Home Loan
  • 9601 Jones Road, Suite 108, Houston, TX, 77065
  • Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,