USDA and FHA Pro and Con in Alafaya, Orange County, FL

In 2025, the USDA loan limit for Alafaya in Orange county, FL, is $336,500, while the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates. This tool helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making for the most suitable program in .

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2025 Loan Limits and Down Payment Requirements in Alafaya, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Alafaya, FL

Lendersa®'s aim is to swiftly secure the most suitable USDA or FHA loan without any hassle. Begin with one of three methods to connect with lenders that match your USDA requirements.

Matching results for Lendersa USDA loan requests

Explaining USDA Loans in FL

A USDA home loan is secured by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Union Lending
  • 4900 Millenia Blvd, Orlando, FL, 32839
  • At First Union Lending, we have a mission that revolves around more than just making money for our investors. Our investors know and are happy knowing that they come second to the small business owner. We have an unwavering belief that small and medium-sized businesses deserve the right to access the capital they need to succeed.
  • Fidelity Home Group
  • 4700 Millenia Blvd. Suite 175, Orlando, FL, 32839
  • Fidelity Home Group, we recognize that buying a home is one of the most important and fulfilling investments an individual or family will make in their lifetimes. We deliver a concierge approach to every one of our clients that will provide as much, or as little, hands on guidance as they need to guide them through the process of home ownership.
  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.
  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida. Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • JW CAPITAL
  • 1800 Pembrook Dr. Suite 300, Orlando, FL, 32810
  • JW Capital Company is a mortgage brokerage. We shop numerous lenders to ensure our clients always get a great deal. Our clients receive wholesale interest rates, faster closings (2 to 3 weeks) and excellent customer service throughout the process. This combined with state of the art technology provides an overall stress free experience.
  • Mortgage Equity Partners, Orlando/Winter Park
  • 5222 Andrus Ave, Suite A, Orlando, FL, 32810
  • Mortgage Equity Partners is comprised of former leaders and executives from prominent “national lenders.” The principals alone have over 100 years combined experience in the mortgage industry.Your mortgage is one of the most, if not the most, important financial transaction in your life.
  • Sunstate Realty & Mortgage
  • 1190 South US Highway, Suite 17-92, Longwood, FL, 32750
  • Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
  • Signature Financial Inc
  • 1997 Longwood Lake Mary Rd, Longwood, FL, 32750
  • Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools