USDA and FHA Pro and Con in Union-Park, Orange County, FL

For 2025, in Union-Park within Orange, FL, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Leverage Lendersa® USDA loan calculator to assess today's leading rates between USDA and FHA. With this tool, you can establish the necessary income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator assists in comparing USDA, FHA, Conforming, and VA loans, helping you select the program in that aligns with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Union-Park, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Union-Park, FL

Lendersa® aims to match you with the best USDA or FHA loan quickly and conveniently. Choose one of three starting points to engage with lenders and explore available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not call for any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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