USDA and FHA Pro and Con in Union-Park, Orange County, FL

For 2026, in Union-Park within Orange, FL, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Leverage Lendersa® USDA loan calculator to assess today's leading rates between USDA and FHA. With this tool, you can establish the necessary income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator assists in comparing USDA, FHA, Conforming, and VA loans, helping you select the program in that aligns with your financial needs.

Evaluate loan options from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Union-Park, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Union-Park, FL

Lendersa® aims to match you with the best USDA or FHA loan quickly and conveniently. Choose one of three starting points to engage with lenders and explore available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not call for any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Home Corporation
  • 5220 South West 64th Avenue, Davie, FL, 33314
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Life Capital Lending Group, Inc.
  • 2020 SW 36th Terracce, Ft. Lauderdale, FL, 33312
  • Life Capital Lending Group, Inc. is a premier lending powerhouse. Committed to meeting every investor's needs, they specialize in portfolio loans that cater to diverse requirements, including conventional, DSCR, and profit-based solutions. With expert financial insight and personalized service, Life Capital Lending Group ensures each client's growt

  • Society Mortgage
  • 330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
  • We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building

  • Christina Kovacs - The Home Agency
  • 2527 Bimini Ln, Fort Lauderdale, FL, 33312
  • Christina has helped buyers and sellers from the around the world with their South Florida real estate transactions and personally invests in properties throughout Florida & New England. In 2018, Christina became a license real estate broker in Connecticut and expanded The Home Agency.

  • Mortgage Masters Inc
  • 2699 Stirling Road, Suite C101, Fort Lauderdale, FL, 33312
  • Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

  • Mutual Mortgage Lending Corp
  • 2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
  • Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.

  • Celebrity Mortgage
  • 320 SE 11th Street, Fort Lauderdale, FL, 33316
  • Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing

  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.

  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans