For 2026, in Union-Park within Orange, FL, the USDA loan limit is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Leverage Lendersa® USDA loan calculator to assess today's leading rates between USDA and FHA. With this tool, you can establish the necessary income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator assists in comparing USDA, FHA, Conforming, and VA loans, helping you select the program in that aligns with your financial needs.
2026 Loan Limits and Down Payment Requirements in Union-Park, Orange, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Union-Park, FL
Lendersa® aims to match you with the best USDA or FHA loan quickly and conveniently. Choose one of three starting points to engage with lenders and explore available USDA loan programs.
A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not call for any down payment at all.
Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
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"Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending.
Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"