As of 2026, the limit for USDA loans in Beacon-Square, within Pasco County, FL, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to assess the best rates available today for USDA versus FHA loans. It will help you determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the most suitable program for your financial needs in Alabama.
Explore offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to secure you the best available USDA or FHA loan quickly and without hassle. You can choose from one of three starting options that will result in finding matching lenders and relevant USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or a USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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