USDA Vs. FHA Pro and Con comparison in Beacon-Square, Pasco County, FL
As of 2026, the limit for USDA loans in Beacon-Square, within Pasco County, FL, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to assess the best rates available today for USDA versus FHA loans. It will help you determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the most suitable program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Beacon-Square, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Beacon-Square, FL
The aim of Lendersa® is to secure you the best available USDA or FHA loan quickly and without hassle. You can choose from one of three starting options that will result in finding matching lenders and relevant USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or a USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan does not require any down payment at all.
94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
Lends in Florida
At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.
110 Athens Street, Suite K, Tarpon Springs, FL, 34689
Lends in Florida
Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
3033 Ridgeline Blvd, Suite B3, Tarpon Springs, FL, 34688
Lends in Florida
East Lake Insurance & Taxes was founded by the Korkis family, pictured above. We pride ourselves on being a local, family business and strive to serve our community's needs. The team here at East Lake Insurance &Taxes works diligently to provide the best for our clients.That is why we are rated 5 stars on Google by our esteemed patrons!
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Lends in Florida
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
10710 State Road 54, Suite C101, Trinity, FL, 34655
Lends in Florida
CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
Lends in Florida
Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
Lends in Florida
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
