USDA Vs. FHA your options comparison in Holiday, Pasco County, FL
In the year 2026, the USDA loan cap in Holiday, located in Pasco county, FL, is set at $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare the optimal USDA vs. FHA rates available today. This tool will also provide insights into the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side to aid in determining the best match for your unique financial scenario in .
Loan limits and down payment requirements for 2026 in Holiday, part of Pasco county, FL
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Holiday, FL
Lendersa® strives to deliver the most favorable USDA or FHA loan promptly and with minimal fuss. Choose from three different initial paths that lead to finding the right lenders and USDA loan schemes.
The USDA home loan, a government-backed financing option by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is designed specifically for rural areas. While FHA loans necessitate at least a 3.5% down payment, the USDA mortgage features zero down payment requirements.
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