USDA and FHA Pro and Con in Elfers, Pasco County, FL
For the year 2026, the USDA loan limit in Elfers within Pasco County, FL, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the ideal USDA vs. FHA rates available today. It helps you determine the income, credit, reserves, and documentation necessary for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to decide which option in Alabama is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Elfers, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Elfers, FL
The primary aim of Lendersa® is to secure the most advantageous USDA or FHA loan promptly and with ease. Start with one of three provided options to access the matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is exclusively available in rural communities. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
