USDA and FHA Pro and Con in Elfers, Pasco County, FL
For the year 2025, the USDA loan limit in Elfers within Pasco County, FL, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess the ideal USDA vs. FHA rates available today. It helps you determine the income, credit, reserves, and documentation necessary for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to decide which option in Alabama is most suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Elfers, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Elfers, FL
The primary aim of Lendersa® is to secure the most advantageous USDA or FHA loan promptly and with ease. Start with one of three provided options to access the matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is exclusively available in rural communities. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
Exchange State Bank had its beginning in South Mound, Kansas, on September 26, 1914, as The South Mound State Bank. It wasn't until twenty years later that the charter was moved to St. Paul, Kansas & became The Exchange State Bank on November 14, 1934. The bank was located at the northwest corner of 5th & Main Streets & remained there for 35 years.
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