USDA and FHA Pro and Con in Oak-Ridge, Orange County, FL
As of 2025, the USDA loan limit in Oak-Ridge, part of Orange county, FL, stands at $285,000. Comparatively, the FHA loan cap for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates of today. This tool aids in calculating the necessary income, credit prerequisites, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you make an informed decision on the best program available in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Oak-Ridge, Orange County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Discover USDA and FHA Loan Options in Oak-Ridge, FL
Lendersa® strives to provide you with the finest USDA or FHA loan, efficiently and hassle-free. Choose one of the three initial steps that lead to matching with suitable lenders and accessing USDA loan programs diligently.
The USDA home loan is a financial product backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage. It is specifically targeted for rural neighborhoods and offers the unique advantage of requiring no down payment, unlike the FHA loans that necessitate a minimum down payment of 3.5%. This program is designed to make homeownership more accessible to individuals residing in otherwise underserved rural areas, removing barriers such as initial down payment requirements, and supporting the growth and development of these communities.
Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
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At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
905 Arch Street, Suite 201, Philadelphia, PA, 19107
Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
HOWARD COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION"
105 Southway Boulevard West, Kokomo, IN, 46902
Howard County schools. His vision became a reality in 1964. During the early days of the credit union, the credit union was run out of Darrell’s house. Many members remember traveling out to Darrell’s house to pick up a check or drop one off in the old “milk crate.” As the credit union grew, there became a need to move the credit union
