USDA and FHA Pro and Con in Oak-Ridge, Orange County, FL
As of 2025, the USDA loan limit in Oak-Ridge, part of Orange county, FL, stands at $285,000. Comparatively, the FHA loan cap for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates of today. This tool aids in calculating the necessary income, credit prerequisites, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you make an informed decision on the best program available in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Oak-Ridge, Orange County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Discover USDA and FHA Loan Options in Oak-Ridge, FL
Lendersa® strives to provide you with the finest USDA or FHA loan, efficiently and hassle-free. Choose one of the three initial steps that lead to matching with suitable lenders and accessing USDA loan programs diligently.
The USDA home loan is a financial product backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or mortgage. It is specifically targeted for rural neighborhoods and offers the unique advantage of requiring no down payment, unlike the FHA loans that necessitate a minimum down payment of 3.5%. This program is designed to make homeownership more accessible to individuals residing in otherwise underserved rural areas, removing barriers such as initial down payment requirements, and supporting the growth and development of these communities.
Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
18503 Pines Blvd, Suite 310, Pembroke Pines, FL, 33029
We take the extra time to educate you first, guided by the principles of transparency, accuracy, and responsiveness; using technology to leverage communication, documentation, and workflows; and supported by the top lending partners in the industry. Our team is composed of real estate experts who will work with your realtor to help you
SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
"Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida.
We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
