USDA VS FHA in Bloomingdale, Hillsborough County, FL

In the year 2026, the USDA loan cap in Bloomingdale, situated in Hillsborough county, FL, is $336,500. In contrast, $472,030 is the cap for FHA loans on a single-family home.

Utilize the Lendersa® USDA loan calculator to differentiate between today's USDA and FHA prime rates, determining necessary income, credit scores, reserves, and documentation for eligibility. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, enabling you to choose the optimal plan for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Bloomingdale, Hillsborough County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Options for USDA and FHA Loans in Bloomingdale, FL

Our aim at Lendersa® is to deliver the optimal USDA or FHA loan swiftly and seamlessly. Begin with one of three starting points to pair with suitable lenders and USDA programs.

Lendersa USDA Loan Request and Matching Results

Understanding the USDA Loan in FL

The USDA home loan, a product guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural neighborhoods. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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