USDA and FHA Pro and Con in Bloomingdale, Hillsborough County, FL
In the year 2026, the USDA loan cap in Bloomingdale, situated in Hillsborough county, FL, is $336,500. In contrast, $472,030 is the cap for FHA loans on a single-family home.
Utilize the Lendersa® USDA loan calculator to differentiate between today's USDA and FHA prime rates, determining necessary income, credit scores, reserves, and documentation for eligibility. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, enabling you to choose the optimal plan for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Bloomingdale, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Bloomingdale, FL
Our aim at Lendersa® is to deliver the optimal USDA or FHA loan swiftly and seamlessly. Begin with one of three starting points to pair with suitable lenders and USDA programs.
The USDA home loan, a product guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural neighborhoods. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans do not demand any down payment.
Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
146 W Robertson St Suite 138-1, Brandon, FL, 33511
Lends in Florida
Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.
Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.
At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.
American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.
