USDA and FHA Pro and Con in Palm-River-Clair-Mel, Hillsborough County, FL
For 2025, the USDA loan limit in Palm-River-Clair-Mel, located in Hillsborough county, FL, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit level, reserves, and paperwork needed for eligibility. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side by side, helping you to choose the optimum financial route in .
2025 Loan Limits and Down Payment Essentials in Palm-River-Clair-Mel, Hillsborough County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
Loan Options for USDA and FHA in Palm-River-Clair-Mel, FL
Lendersa® seeks to connect you with the best USDA or FHA loan quickly and without hassle. Choose from three starting options that help match you with lenders and appropriate USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, often termed as the USDA rural development loan or mortgage. It is accessible only in rural areas, providing the notable advantage of requiring no down payment, unlike FHA loans which demand at least a 3.5% down payment.
14100 Palmetto Frontage Road, Suite 304, Miami Lakes, FL, 33016
MCM Capital Solutions is a Direct Mortgage Lender that has been in in the industry since 1998. MCM has a suite of loan products at our disposal and can have one of our licensed sales representatives walk you through each one to ensure you are utilizing the best product for your real estate needs.
14261 Commerce Way Suite 100, Miami Lakes, FL, 33016
American Bancshares Mortgage, Miami Lakes, FL, founded in 1995 as a mortgage banking firm. Company originates residential mortgage loans through retail branchess located througout the Sourtheast US. We are a Fannie Mae Seller/Servicer, FHA Direct Endorsed, VA Automatic, USDA lender.
14100 Palmetto Frontage Rd Suite 210, Miami Lakes, FL, 33016
First Origin, our mission is simple; to raise the measure of standards in the mortgage industry. We are committed to quality customer service and helping everyone we serve in obtaining the right loan product that not only puts them in their dream home but allows them to save money in the long run.
14160 Palmetto Frontage Rd, Suite 101, Hialeah, FL, 33016
We are a mortgage company that personally guides clients through their loan options, finding the most suitable program for them. For those that are not sure if they are financially ready or that may have credit issues, we provide consultation backed by 35 years of experience to help prepare you for a mortgage loan.
3600 South State Road 7, Suite 228, Miramar, FL, 33023
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Rescue Lend is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
6625 Miami Lakes Dr E, Suite 349, Miami Lakes, FL, 33014
Independent Mortgage Corporation is a Mortgage Broker Company located in Miami Lakes, Florida. We offer a variety of mortgage products; our primary goal is to help you find the right loan with the best terms. All our mortgage loan originators are licensed, knowledgeable and experts in mortgage.
15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
