USDA Vs. FHA Pro and Con comparison in Brandon, Hillsborough County, FL
In 2025, for Brandon in Hillsborough county, FL, the USDA loan cap is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to assess today's top USDA versus FHA rates, determining the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to help you decide which program in suits your financial situation best.
2025 Loan Limits and Down Payment Standards in Brandon, Hillsborough, FL
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Brandon, FL
The aim of Lendersa® is to secure the best possible USDA or FHA loan swiftly and effortlessly. Choose from three starting points to connect with lenders and USDA loan programs effectively.
A USDA home loan, often called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.
We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
On 1924, an organization certificate of the Massena Savings & Loan Association was submitted to the New York State Banking Department.The application was signed by 28 business men with a total subscription value of $47,400. On 1924 the State of NY Banking Department approved the Certificate of Organization of the Massena Savings & Loan Association.
The Twin Rivers Federal Credit Union was established in 1970 for the employees of the Reynolds Metals Company and their families. Today the credit union has a community charter serving anyone who lives, works, worships, attends school, is in business, or any other legal entities within St. Lawrence County
SeaComm is a member owned financial cooperative based in Massena with branches in Potsdam, Malone, Canton, Ogdensburg, Plattsburgh, NY and South Burlington, VT. We strive to improve the quality of life in the communities we serve.SeaComm Federal Credit Union serves over 48, 000 members with assets
The Citizens State Bank is Texas chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Citizens State Bank is located in Anton, Texas, and was founded in 2007. At this location, Citizens State Bank employs approximately 12 people.
Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.
