USDA Vs. FHA your options comparison in Progress-Village, Hillsborough County, FL
In 2026, the USDA loan limit for Progress-Village, located within Hillsborough county of FL, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362, setting various options for prospective homebuyers.
To understand the best rates currently available between USDA and FHA loans, employ the Lendersa® USDA loan calculator. This tool allows you to ascertain the required income, credit scores, financial reserves, and the documents essential for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which aids in determining the best program for your financial profile in .
2026 Loan Limits and Down Payment Essentials in Progress-Village, County of Hillsborough, FL
Type of Loan
Maximum Loan Limit
Mandatory Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in Progress-Village, FL
The primary purpose of Lendersa® is facilitating access to the most suitable USDA or FHA loans quickly and without hassle. You can begin by choosing one of the three pathways that connect you to matching lenders and USDA loan programs effectively.
The USDA home loan is assured by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financing option is solely available for properties in rural areas. In contrast to FHA loans, which demand a down payment minimum of 3.5%, the USDA mortgage offers the distinct advantage of requiring no down payment at all. Thus, making it an attractive option for eligible buyers in designated areas.
First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
Waterbury Postal Employees Federal Credit Union has been serving United States Postal Service employees in Waterbury and Naugatuck, their families, and our community in the "Brass City" since 1939. We're here to help our members achieve and maintain financial stability and success — now and into the future.
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We believe our success is owed to our focus and dedication to customer service.
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We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
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We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
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Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
