USDA Vs. FHA your options comparison in Progress-Village, Hillsborough County, FL

In 2025, the USDA loan limit for Progress-Village, located within Hillsborough county of FL, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362, setting various options for prospective homebuyers.

To understand the best rates currently available between USDA and FHA loans, employ the Lendersa® USDA loan calculator. This tool allows you to ascertain the required income, credit scores, financial reserves, and the documents essential for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which aids in determining the best program for your financial profile in .

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2025 Loan Limits and Down Payment Essentials in Progress-Village, County of Hillsborough, FL

Type of Loan Maximum Loan Limit Mandatory Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options Available in Progress-Village, FL

The primary purpose of Lendersa® is facilitating access to the most suitable USDA or FHA loans quickly and without hassle. You can begin by choosing one of the three pathways that connect you to matching lenders and USDA loan programs effectively.

Lendersa USDA loan request along with matching results

Understanding the USDA Loan Program in FL

The USDA home loan is assured by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financing option is solely available for properties in rural areas. In contrast to FHA loans, which demand a down payment minimum of 3.5%, the USDA mortgage offers the distinct advantage of requiring no down payment at all. Thus, making it an attractive option for eligible buyers in designated areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Morty Inc
  • 180 Varick Street, Suite 816, New York, NY, 10014
  • Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
  • South Side Community Federal Credit Union
  • 5401 S Wentworth Avenue, Number 25, Suite 19E, Chicago, IL, 60609
  • Our mission is to equalize economic power and to fight poverty by improving financial literacy and providing access to credit and savings services for our members. We are working to create and maintain an accessible, full service federal credit union organization, which is owned and managed by its members.
  • 77th Street Depot FCU
  • 5401 South Wentworth Avenue, Unit 26, Chicago, IL, 60609
  • The 77th Street Depot Federal Credit Union was founded in 1938, The original field of membership was and is Chicago Transit Authority employees and their family members. The Credit Unions were founded on the idea that though a cooperative financial effort, individuals sharing common bonds could benefit.
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Crosstate Mortgage
  • 211 Ridge Road, North Arlington, NJ, 07031
  • Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
  • GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
  • PINNACLE MORTGAGE, INC.
  • 612 Newark St, Hoboken, NJ, 07030
  • Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you