USDA Vs. FHA your options comparison in Progress-Village, Hillsborough County, FL
In 2026, the USDA loan limit for Progress-Village, located within Hillsborough county of FL, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362, setting various options for prospective homebuyers.
To understand the best rates currently available between USDA and FHA loans, employ the Lendersa® USDA loan calculator. This tool allows you to ascertain the required income, credit scores, financial reserves, and the documents essential for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which aids in determining the best program for your financial profile in .
2026 Loan Limits and Down Payment Essentials in Progress-Village, County of Hillsborough, FL
Type of Loan
Maximum Loan Limit
Mandatory Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in Progress-Village, FL
The primary purpose of Lendersa® is facilitating access to the most suitable USDA or FHA loans quickly and without hassle. You can begin by choosing one of the three pathways that connect you to matching lenders and USDA loan programs effectively.
The USDA home loan is assured by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financing option is solely available for properties in rural areas. In contrast to FHA loans, which demand a down payment minimum of 3.5%, the USDA mortgage offers the distinct advantage of requiring no down payment at all. Thus, making it an attractive option for eligible buyers in designated areas.
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
146 W Robertson St Suite 138-1, Brandon, FL, 33511
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Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.
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