In 2026, the USDA loan limit for Progress-Village, located within Hillsborough county of FL, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362, setting various options for prospective homebuyers.
To understand the best rates currently available between USDA and FHA loans, employ the Lendersa® USDA loan calculator. This tool allows you to ascertain the required income, credit scores, financial reserves, and the documents essential for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, which aids in determining the best program for your financial profile in
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| Type of Loan | Maximum Loan Limit | Mandatory Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary purpose of Lendersa® is facilitating access to the most suitable USDA or FHA loans quickly and without hassle. You can begin by choosing one of the three pathways that connect you to matching lenders and USDA loan programs effectively.
The USDA home loan is assured by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This financing option is solely available for properties in rural areas. In contrast to FHA loans, which demand a down payment minimum of 3.5%, the USDA mortgage offers the distinct advantage of requiring no down payment at all. Thus, making it an attractive option for eligible buyers in designated areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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