USDA Vs. FHA Pro and Con comparison in Boca-Raton, Palm Beach County, FL
In 2025, the USDA loan limit in Boca-Raton, located within the county of Palm Beach, FL, is $322,000, while the FHA lending limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate the leading USDA versus FHA rates today, and identify the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator concurrently displays USDA, FHA, Conforming, and VA loans side by side to assist you in choosing the best program within based on your financial needs.
2025 Loan Limits and Downpayment Requirements in Boca-Raton, County of Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Boca-Raton, FL
The goal of Lendersa® is to expedite the process of obtaining the most suitable USDA or FHA loan for you without complications. Begin at any of the three starting points to find matching lenders and programs that cater to USDA loans.
A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively for use in rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans do not require any down payment.
High Class Mortgage is a Mortgage Company for honest loan officers who prefer to be treated fairly without being "nickel and dimed." High Class Mortgage is a mortgage company that was 10 years in the making. A concept conceived by Christopher and Jennifer Williams, who have always been committed to honesty and integrity in the home loan business.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
6901 South Pierce Street, Suite 290, Littleton, CO, 80128
Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
