FHA Vs. USDA loan program for Boca-Raton, Palm Beach County, Florida

In 2025, USDA loan limit in Boca-Raton, county of Palm Beach, FL is $322,000 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Boca-Raton, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 243-7775 1097 miles Lender's profile and map Reviews One World Bank 2449 Walnut Hill Lane, Dallas, TX, 75229 Since the first day One World Bank opened its doors it began with one mission and that is to provide personal and customized financial services to our customers. We are committed to making your banking experience an enjoyable one. It is my sincere and personal commitment that you will enjoy banking with us and enjoy working with our staff.
(469) 877-2264 1097 miles Lender's profile and map Reviews HSC Financial Services LLC 11536 Harry Hines Boulevard, Suite 215, Dallas, TX, 75229 HSC Financial Services was founded in 2015 as a financial planning firm, serving both individuals and small-business owners. Since then, it has been licensed to operate an insurance agency and registered investment advisor (RIA). While clients remain free to implement their financial.
(475) 210-5588 1097 miles Lender's profile and map Reviews St. Vincent's Medical Center Federal Credit Union 2800 Main Street, Bridgeport, CT, 06606 St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
(203) 374-6500 1097 miles Lender's profile and map Reviews Bridgeport Police Federal Credit Union 3590 Main Street, Bridgeport, CT, 06606 The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
(214) 382-2676 1097 miles Lender's profile and map Reviews DFW Investor Lending, LLC - Hard Money Lending Dallas 16801 Addison Road, Suite 410, Addison, TX, 75001 DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more
(972) 427-2722 1097 miles Lender's profile and map Reviews AFD Lending Source, Inc 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001 "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees. We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"
(214) 681-3540 1097 miles Lender's profile and map Reviews Signature Lending Services 15851 Dallas Parkway, Suite 600, Addison, TX, 75001 At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
(214) 502-6761 1097 miles Lender's profile and map Reviews Financial consultants network LLC 15455 Dallas Parkway, Suite 600, Addison, TX, 75001 "Financial Consultants Network, LLC headquarters is in Addison, TX. Financial Consultants Network, LLC is in the sectors of: Real Property we give you a key to your dream home. Mortgage Broker Lowest Interest Rates – Faster closings – Flexible Credit Qualifications – We Accept Credit Scores as low as 580"
(972) 692-0640 1097 miles Lender's profile and map Reviews KBS Lending Inc 16415 Addison Road, Suite 316, Addison, TX, 75001 At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
(214) 382-2676 1097 miles Lender's profile and map Reviews DFW Investor Lending, LLC 16801 Addison Rd #410, Addison, TX, 75001 DFW Investor Lending, LLC aims to provide great service and uses RealSatisfied to gather performance feedback and ratings from customers to ensure they do just that. RealSatisfied ratings are based on survey responses received from customers of agents that participate in the RealSatisfied service.
(214) 432-0443 1097 miles Lender's profile and map Reviews Petra Home Lending 3939 Beltline Road, Suite 150, Addison, TX, 75001 "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company. We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."