In 2025, the USDA loan limit in Boca-Raton, located within the county of Palm Beach, FL, is $322,000, while the FHA lending limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate the leading USDA versus FHA rates today, and identify the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator concurrently displays USDA, FHA, Conforming, and VA loans side by side to assist you in choosing the best program within
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to expedite the process of obtaining the most suitable USDA or FHA loan for you without complications. Begin at any of the three starting points to find matching lenders and programs that cater to USDA loans.
A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively for use in rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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